About the Role
HSBC Innovation Banking provides debt solutions to early stage, high growth and public companies across healthcare, life sciences and technology. This Vice President role sits within a lean team and plays a key part in how we diligence, structure and manage debt transactions across the Innovation Banking portfolio. You’ll partner closely with clients and internal stakeholders and present clear portfolio and performance insights to senior credit approvers. The focus is on disciplined underwriting, thoughtful structuring and active portfolio oversight that protects credit quality while supporting client growth. Success means progressing transactions with rigor and pace, maintaining strong client relationships and keeping the portfolio well managed and well understood.
Responsibilities
- Build and maintain relationships with debt clients and prospects
- Own the due diligence process across new and existing opportunities
- Shape deal structures and underwriting materials for debt transactions
- Establish a portfolio management framework with timely performance reviews for senior credit approvers
- Manage proactive portfolio activity to support credit quality and profitability targets
- Monitor market and sector trends and build product and sub-sector knowledge
- Coach and mentor team members as part of day-to-day execution
- Develop a firm understanding of HSBC’s banking products and markets
Requirements
- Extensive debt underwriting experience with healthcare, life sciences and technology companies ideally within a venture debt lender or fund environment
- Evaluate business models financial statements competitive landscapes and key performance indicators
- Assess credit risks across an existing portfolio including covenant compliance rating changes and ongoing financial performance
- Interpret technology trends and apply a strong understanding of the start-up and VC ecosystem to credit decisioning
- Partner effectively with clients and internal stakeholders while balancing multiple priorities
- Negotiate commercial and credit terms alongside legal counsel
- Communicate clearly in writing and in discussions with internal partners and senior credit approvers
- Use Excel confidently and work with databases such as Pitchbook or Crunchbase
- Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.
Skills
- Excel
- Pitchbook
- Crunchbase
Location
- US
Work Type
- Full-time
Experience Level
- Vice President
- Senior
Benefits
- Tailored professional development opportunities
- Competitive pay and benefits package
- Robust Wellness Hub
- Welcoming and inclusive work environment
- Industry-leading volunteerism policy
- Generous matching gift program
- Comprehensive program of immersive Sustainability and Climate Change Initiatives
- Employee Resource Groups
About the Company
- HSBC is one of the largest banking and financial services organizations in the world.
- Our purpose – Opening up a world of opportunity – explains why we exist.
- Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers.
- We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share.
- Our ambition is to become the world’s most trusted bank globally, putting customers at the heart of everything we do.
Equal Opportunity
- All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.
