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About the Role

As a Senior Data Engineer at Chip, you will elevate the data platform to the next level, enabling Chip to operate as a data-driven business. You will share ownership of the data platform's architecture, making key decisions on ingestion, modeling, and the semantic layer, while also providing technical leadership to the data engineering team.

Responsibilities

• Design, build, and run scalable, secure data pipelines across multiple sources, focusing on compute sizing and query performance.
• Co-own architecture decisions for ingestion, modeling, and the presentation layer, defining platform functionality.
• Design and evolve the medallion architecture (Bronze, Silver, Gold) as the platform matures.
• Define detailed engineering standards, including naming conventions, partitioning, testing strategy, and contract templates.
• Apply Databricks best practices and Infrastructure as Code across the platform.
• Own governance patterns in Unity Catalog, including permissions, access models, and sensitive data handling.
• Set technical governance standards for the team.
• Enable downstream consumers with self-service patterns to reduce data team bottlenecks.
• Provide technical leadership to the data engineering team, including mentoring, code reviews, and raising the engineering bar.

Requirements

• Proven experience building and scaling complex data products in a growing environment.
• Deep, hands-on knowledge of the Databricks platform, including workspace and compute configuration, governance, orchestration, user management, and engineering best practices.
• Comfortable designing schemas and data models, including medallion architecture and Kimball/Star Schema concepts.
• Fluent in Git workflows, including branching, troubleshooting, and code reviews.
• Proficiency in writing clean, efficient Python, PySpark, and SQL code that performs at scale.
• Experience with SQL/NoSQL databases (e.g., Redshift, Postgres, MongoDB) and a solid understanding of database fundamentals.
• Experience managing infrastructure as code with Terraform.
• Experience supporting and mentoring less experienced engineers.
• Ability to design systems, reason through trade-offs, and defend decisions.
• Understanding of PII handling and governance patterns, and ability to integrate them into designs.

Skills

• Data Engineering
• Databricks
• Data Modeling
• Medallion Architecture
• Kimball/Star Schema
• Git
• Python
• PySpark
• SQL
• Database Management
• SQL Databases
• NoSQL Databases
• Terraform
• Infrastructure as Code
• Mentoring
• System Design
• Data Governance
• PII Handling

Location

• UK

Work Type

• Flexible working arrangements

Experience Level

• Senior

Education Level

• Databricks Certified Data Engineer Professional (or equivalent)

Salary/Compensations

• £70,000 - £80,000 per annum

Benefits

• Discretionary Performance-Related Annual Bonus
• Workplace pension scheme (5% contribution on earnings up to £50,000)
• Private medical insurance (medical history disregarded)
• Employee Assistance Programme
• Cycle to work scheme
• Season ticket loan
• Free ChipX subscription for UK-based employees
• 28 days holiday plus bank holidays, plus the days between Christmas and New Year
• Annual training budget for courses, workshops, or conferences
• £30 per month Chip Fitness Benefit
• Company laptop

About the Company

• Chip’s mission is to make your life wealthy.
• We're building the wealth super app of the future, an app to build long-term wealth across savings, investments and pensions.
• We use technology to break down barriers so users can invest like the ultra-wealthy, giving them one simple place to manage, grow and protect their wealth.
• The Sunday Times listed Chip as the 6th fastest growing tech company in Britain.
• Chip serves over 400,000 active customers and looks after over £6billion in assets.
• Chip is one of the most crowd-funded businesses in Europe, having raised over £50m from 29,000 investors.
• To be the most personal digital wealth manager in the UK.
• Chip has a creative and diverse team of 180, from all different backgrounds and industries.
• Awards include Best Personal Finance App at the 2022, 2024 & 2025 British Bank Awards.
• Values: Be ACCOUNTABLE, Be BOLD, Be COLLABORATIVE.

Equal Opportunity

• We are an equal-opportunity employer and value diversity.
• We are passionate and committed to our people and go beyond the rhetoric of diversity and inclusion.
• You will be working in an inclusive environment and be encouraged to bring your whole self to work.
• We will do all that we can to help you successfully balance your work and home life.
• As a growing business we will encourage you to develop your professional and personal aspirations, enjoy new experiences, and learn from the talented people you will be working with.
• It’s talent that matters to us and we encourage applications from people irrespective of their gender, race, sexual orientation, religion, age, disability status or caring responsibilities.