About the Role
We are looking for a highly capable Garage Property Damage Claims Adjuster to adjudicate commercial Garage Property Damage claims to provide superb results for our clients. Information about the specialized underwriting business that generates claims this position will oversee can be found here: Garage Liability Insurance | Transportation | Colony Specialty.
Responsibilities
- Adjudicate Garage Property Damage claims of higher technical complexity with a direct impact on departmental results.
- Resolve issues that are generalized and typically not complex, but require understanding of a broader set of issues.
- Conduct detailed information gathering, analysis and investigation to find solutions to issues that are numerous and undefined.
- Report to senior management and underwriters on claims trends and developments.
- Identify loss drivers and claims trends to reduce claims frequency and severity through data analysis and improved claim management.
- Analyze claims forms, policies and endorsements, client instructions, and other records to determine whether the loss falls within the policy coverage.
- Investigate claims promptly and thoroughly, including interviewing all involved parties.
- Manage claims in litigation.
- Manage diary timely and complete tasks to ensure that cases move to the best financial outcome and timely resolution.
- Properly set claim reserves.
- Identify, assign, and coordinate the assignment and coordination of expertise resources to assist in case resolution.
- Prepare reports for file documentation.
- Apply creative solutions which result in the best financial outcome.
- Negotiate in a timely and effective manner to provide cost effective solutions for the company and its customers within own limits using a range of negotiation styles.
- Process mail and prioritize workload.
- Complete telephone calls and written correspondence to/from various parties (insured, claimant, etc.).
- Have an appreciation and passion for strong claim management.
Requirements
- Must have good business acumen (i.e. understand how an insurance company works and makes money, including how this role impacts both Argo Group and our customers’ ability to be profitable).
- A practical knowledge of commercial claims, as well as an exceptional customer service focus typically achieved through: A minimum of two years' experience adjudicating first and third party commercial Garage Property Damage claims.
- Must work independently and demonstrate the ability to exercise sound judgment.
- Must have excellent communication skills and the ability to build lasting relationships.
- Excellent evaluation and strategic skills required.
- Strong claim negotiation skills a must. Ability to take proactive and pragmatic approach to negotiation.
- Must possess a strong customer focus.
- Effective time management skills and ability to prioritize workload while handling multiple tasks and deadlines.
- Ability to articulate the financial value of your work at multiple responsibility levels inside our clients’ business which may include CEO.
- Ability to regularly exercise discretion and independent judgment with respect to matters of significance.
- Demonstrates inner strength. Has the courage to do the right thing and demonstrates it on a daily basis.
- A strong focus on execution in getting things done right. Proven ability to consistently produce and deliver expected results to all stakeholders by: Finding a way to achieve success through adversity. Being solution (not problem) focused Thinking with a global mindset first.
- Client focus – the ability to effectively determine specific client needs and to provide value added solutions.
- Successful traits (flexibility, ability to thrive in change, being resourceful on your own) necessary to work in a fast paced environment that is evolving constantly.
- Ability to develop and maintain productive relationships with clients, business partners and organizational peers with a focus on timely and meaningful exchanges of information.
- Exhibit natural and intellectual curiosity in order to consistently explore and consider all options and is not governed by conventional thinking.
- Uses listening and questioning techniques to effectively gather information from insureds and claimants.
- Demonstrates an understanding of mechanisms available for resolving claims settlement disputes (e.g. arbitration and mediation) and when these are used.
- Proficient in MS Office Suite and other business-related software.
- Polished and professional written and verbal communication skills.
- The ability to read and write English fluently is required.
- Must demonstrate a desire for continued professional development through continuing education and self-development opportunities.
- Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas.
Skills
- ImageRight
- Guidewire
- ClaimsCenter
- MS Office Suite
Location
- Omaha, NE
- Albany, NY
- Richmond, VA
- Chicago, IL
- Los Angeles, CA
Work Type
- Full-Time
- In-Office
Experience Level
- A minimum of two years' experience adjudicating first and third party commercial Garage Property Damage claims.
- Two or more insurance designations or four additional years of related experience adjudicating environmental claims beyond the minimum experience required above may be substituted in lieu of a degree.
Education Level
- Bachelor’s degree from an accredited university required.
- Licensed Claims Examiner (Based on state) Must be licensed or have ability to quickly obtain a license in each jurisdiction requiring a license to adjudicate first party claims. within 120 Days.
Salary/Compensations
- Richmond Pay Range: $ 78,336 - $92,208
- Albany and Chicago Pay Range: $86,190 - $101,490
- Los Angeles Pay Range: $93,840 - $ 110,568
Benefits
- health
- dental
- vision
- 401(k) with company match
- paid time off
- professional development opportunities
About the Company
- Argo Group is an underwriter of specialty insurance products in the property and casualty market. Argo offers a full line of products and services designed to meet the unique coverage and claims-handling needs of businesses. The Argo entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc.
- Argo Group does not treat our claims or our claims professionals as a commodity. The work we offer is challenging, diverse, and impactful.
- Our Adjusters and Managers are empowered to exercise their independent discretion and, within broad limits and authority, be creative in developing solutions and treat each case as the unique situation it is.
- We have a very flat organizational structure, enabling our employees have more interaction with our senior management team, especially when it relates to reviewing large losses.
- Our entire claims team works in a collaborative nature to expeditiously resolve claims. We offer a work environment that inspires innovation and is open to employee suggestions. We even offer rewards for creative and innovative ideas.
- At Clearbrook our Core Values are Integrity, Collaboration, Pursuit of Excellence and Forward Thinking. These values reflect who we are today and who we apsire to be - guiding how we work, how we lead and how we succeed.
Equal Opportunity
- If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at 210-321-8400.
