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About the Role

PURE Risk Managers perform independent risk assessments to evaluate complex property exposures and support underwriting and loss prevention strategies for members who own the finest built homes. They apply professional judgment, technical expertise, and discretion to assess risk, determine replacement cost, and communicate findings and mitigation solutions.

Responsibilities

• Perform PURE 360 Risk assessments by evaluating complex and varied property conditions across regions, construction types, and environmental factors, assessing risk exposure.
• Analyze and interpret findings to assess loss probability and severity, using professional judgment to determine appropriate recommendations.
• Recommend loss prevention strategies by identifying practical solutions and prioritizing actions based on risk impact.
• Assess property conditions, evaluate replacement cost considerations, identify material risk factors, and determine the significance of exposures that may affect underwriting decisions, loss potential, and business operations.
• Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions.
• Evaluate unique site conditions and risk factors by applying technical knowledge and experience to geographic and peril-specific scenarios.
• Operate independently in the field with flexibility in approach and execution, adapting methods based on property-specific conditions.
• Communicate assessment results and recommendations clearly, including the rationale behind decisions and potential risk implications.
• Serve as a trusted representative of the PURE brand in members’ homes, building credibility through thoughtful, knowledgeable engagement while bringing humility, professionalism, and genuine care to every interaction.

Requirements

• 3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices
• OR 5+ years of experience in high-value home construction, skilled trades (e.g., plumbing, electrical, HVAC), home inspection, appraisal, or a related field
• Strong interpersonal and oral and written communication skills are a must
• Demonstrated ability to apply independent judgment and discretion in complex situations
• Ability to work independently with minimal supervision
• Detail-oriented with strong problem-solving skills
• Professional, trustworthy and passionate about helping others

Skills

• Risk assessment
• Property risk assessment
• Loss prevention
• Underwriting
• Interpersonal skills
• Communication skills
• Independent judgment
• Problem-solving

Work Type

• Full-time

Education Level

• Bachelor’s degree preferred but not required

Salary/Compensations

• $80K - $100K

Benefits

• Annual merit-based increases
• Discretionary bonuses

About the Company

• We're a member-owned property and casualty insurer designed exclusively for financially successful families and driven by a purpose of doing what is right for our members.
• We provide exceptional service, hospitality and care, we partner with our members to help prevent losses and we create smart insurance solutions at at fair prices.
• We aim for our members to love their insurance. It is our mission is to create a membership experience so compelling that ​our members never want to leave.