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About the Role

Own the end-to-end product lifecycle for digital payment solutions tailored to commercial and corporate clients. Drive innovation and digital delivery across various payment modalities including ACH, wire, real-time payments, emerging payments and integrated ERP workflows, ensuring seamless and secure client experiences.

Responsibilities

Define and execute the roadmap for payment products within the commercial digital banking ecosystem, aligned with client needs, regulatory requirements, and market trends.
Champion intuitive, secure, and scalable payment experiences for corporate users throughout the payment lifecycle.
Collaborate with engineering, design, risk, compliance, and business stakeholders to deliver high-impact features.
Build collaborative and highly functional working relationships with core payment product teams to align roadmaps, priorities and overall delivery strategy.
Serve as product manager on agile teams, managing backlogs, defining requirements and assigning priorities.
Monitor industry trends in B2B payments and digital banking to inform strategic decision-making.
Work with 1LOD/2LOD and payment business stakeholders to ensure all features meet enterprise risk and regulatory standards.
Craft and deliver compelling strategic presentations tailored for both internal stakeholders and external audiences, effectively communicating key insights and recommendations.
Partner with Marketing to develop product-specific marketing initiatives.
Collaborate closely with Treasury Management Service and Implementation teams.
Act as a point of escalation for the TM Care Center related to payment experiences.
Build partnership with implementation teams to ensure best in class implementation experiences and automation where possible.
Executes digital strategy across business segments to optimize digital experience, leveraging design thinking and other best practices.
Monitors the marketplace to assess digital experience trends and results in order to recommend new digital experiences or enhancements to existing experiences.
Prioritizes and decisions recommendations.
Supports business case development.
Develops and designs the features of new or existing digital experiences to take advantage of an identified market need or opportunity.
Manages the development, production, roll-out or promotion of digital experiences.
Partners with key stakeholders including Product, Technology, MIS, Line of Business, Marketing and other internal service partners as well as external stakeholders to ensure all digital experiences meet their strategic goals.
Participates in product-specific marketing initiatives.
May participate in client facing activities.
As part of the first line of defense, supports risk management, compliance, and audit needs.
Supports business, financial, and customer experience results of digital experiences and effectively recommends modifications in experiences and/or marketing to improve results.

Requirements

Proven experience in digital product management, ideally in payments, fintech, or corporate banking.
Strong understanding of payment networks (ACH, wire, RTP) and treasury workflows.
Experience managing payment experiences to support an international client base.
Experience working with agile teams and tools like Jira and Figma.
Analytical mindset with attention to detail and a bias for action.
Excellent communication and stakeholder management skills.
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

Skills

Agile Web Development
Business Requirements Documentation (BRD)
Data Visualization
Digital User Experience
Employee Engagement
IT Architecture
JavaScript
Wireframing
Business Acumen
Competitive Environment
Data Gathering and Reporting
Design Thinking
Effective Communications
Innovation
Knowledge Of Product Line
Marketing Strategy and Positioning
Product Development Life Cycle
Project Management
Solutions Development

Location

Pittsburgh, PA
Philadelphia, PA
Raleigh, NC
Charlotte, NC
Chicago, IL
Dallas, TX
Houston, TX
Atlanta, GA

Work Type

in-office

Experience Level

5+ years of industry-relevant experience

Education Level

Bachelors

Salary/Compensations

Base Salary: $65,000.00 – $145,475.00

Benefits

medical/prescription drug coverage (with a Health Savings Account feature)
dental and vision options
employee and spouse/child life insurance
short and long-term disability protection
401(k) with PNC match
pension and stock purchase plans
dependent care reimbursement account
back-up child/elder care
adoption, surrogacy, and doula reimbursement
educational assistance, including select programs fully paid
a robust wellness program with financial incentives
maternity and/or parental leave
up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
between 15 to 25 vacation days each year, depending on career level
years of service

About the Company

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve.
We are all united in delivering the best experience for our customers.
We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success.
PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance.
We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Equal Opportunity

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
At PNC we foster an inclusive and accessible workplace.
We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.