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About the Role

Ryan Specialty National Programs is seeking an experienced and growth-oriented Program Underwriter to join our expanding Business Services & Contractors team. This role is responsible for underwriting, managing, and growing a profitable portfolio of specialized commercial insurance programs serving a diverse range of business service and contractor-focused industries. The ideal candidate is proactive, relationship-oriented, commercially minded, and energized by the opportunity to build a business.

Responsibilities

Evaluate, price, and underwrite new and renewal business within delegated underwriting authority.
Analyze exposures, loss experience, financial information, operations, and risk characteristics.
Determine appropriate pricing, coverage structure, terms, conditions, and endorsements.
Maintain profitability, retention, and growth objectives across assigned programs.
Monitor portfolio performance and identify emerging trends, opportunities, and areas of concern.
Ensure underwriting decisions align with carrier guidelines, program objectives, and profitability targets.
Build and maintain strong relationships with wholesale brokers, retail agents, and carrier partners.
Serve as a trusted resource regarding appetite, coverage solutions, underwriting strategy, and market conditions.
Conduct agency visits, broker meetings, and customer presentations.
Identify opportunities to expand distribution relationships and increase program visibility.
Represent Ryan Specialty National Programs at conferences, industry events, and marketing initiatives.
Partner with leadership on program development and strategic growth initiatives.
Assist in evaluating new classes of business and market opportunities.
Contribute to underwriting guideline development and process improvements.
Support mentoring and development of junior underwriting talent.
Play an active role in building the long-term success of the portfolio and platform.

Requirements

5+ years of commercial P&C underwriting experience.
Experience underwriting one or more of the following: Commercial Package, Commercial Property, Commercial Auto, General Liability, Excess/Umbrella Liability.
Strong analytical, financial, and risk assessment capabilities.
Proven ability to manage a profitable book of business.
Excellent communication and relationship-building skills.
Ability and willingness to travel for broker, agency, and customer meetings.

Skills

Commercial P&C underwriting
Underwriting commercial package
Underwriting commercial property
Underwriting commercial auto
Underwriting general liability
Underwriting excess/umbrella liability
Analytical skills
Financial analysis
Risk assessment
Book of business management
Communication skills
Relationship-building skills
MGA
MGU
Delegated authority
Program business
E&S underwriting
Wholesale distribution channels
Business development
Production underwriting
Service industry risk knowledge
Contractor-focused risk knowledge
CPCU
AU
ARM
Mentoring
Coaching
Informal leadership

Experience Level

5+ years of commercial P&C underwriting experience

Education Level

CPCU, AU, ARM, or similar professional designation

Salary/Compensations

$140,000.00 - $175,000.00 annually

Benefits

Paid time off for company holidays, vacation, sick and personal days
Paid parental leave
Mental health services

About the Company

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

Equal Opportunity

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.