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About the Role

We are seeking a Senior Data Scientist to join our Analytics team, focusing on building and validating models that drive pricing, approval, and growth strategies. This role involves end-to-end ownership of a production system, including our proprietary risk-based pricing engine, and partnering with various teams to deploy AI/ML solutions from concept to production.

Responsibilities

Utilize advanced statistical and machine learning techniques to analyze large datasets and build new AI/ML models.
Develop and pressure-test pricing and credit proposals end to end, with the statistical and analytical rigor to prove they will work before they ship.
Conduct exploratory data analysis, feature engineering, and data preprocessing to solve business problems.
Own, operate, and enhance our proprietary risk-based pricing engine (a production Python application), including its models, business logic, deployment, and monitoring.
Facilitate the deployment and monitoring of models for real-time and batch processing.
Own strong model governance: clear documentation and versioning, ongoing monitoring for drift and degradation, regular validation, and a defensible audit trail across the model lifecycle.
Partner with DevOps, Product, and Engineering teams to ship models and features to production, owning the rollout from staging to production, including CI/CD, monitoring, and rollback.
Perform model evaluation and validation on a regular basis to ensure robust performance.
Engineer A/B tests with scientific rigor. Gather test data and validate results to present to business stakeholders.
Use modern AI and LLM tooling to speed up your own work, from EDA and feature engineering to model prototyping, documentation, and testing.
Champion creative uses of existing data to solve business problems with intellectual curiosity.
Produce statistical and data analysis visuals (charts, infographics) to communicate findings clearly and effectively to a non-technical audience.
Collaborate with team members, product managers, and business stakeholders to identify opportunities for new and innovative AI/ML solutions.
Analysis areas could include Onboarding Credit, Ongoing Credit, Marketing segmentation, Voice-based analysis, Text mining, Sentiment analysis, Risk quantification, and Risk-based pricing.

Requirements

4-7 years of experience in Data Science and the Financial Industry, preferably in Credit or Lending.
Experience in transforming existing processes with AI/ML-based approaches.
Proficiency in data manipulation. Excellent SQL and Python skills for data wrangling and ETL.
Hands-on AWS / cloud experience deploying and operating production ML services (compute, storage, IAM, containerized deployment).
Experience building or maintaining production applications and services, not just models in notebooks. You should be comfortable owning software in production.
Experience with dashboard tools such as PowerBI or other visualization tools.
Experience building credit or risk models for Financial Services, Lending, or Insurance.
Experience in validating models to identify ongoing improvements.
Rock Solid data science skillset: Exploratory Data Analysis, Feature Engineering, Fitting, Tuning, and Comparing models, and managing the model Lifecycle.
Experience with statistical modeling and data analysis using programming languages such as Python.
Experience in ML engineering, cloud-based deployment, and machine learning model lifecycle management.
Knowledge of best practices for financial and lending models (model risk management, model governance, and fair-lending considerations) is a big plus.
Comfort using modern AI and LLM tools to make your own analysis and modeling more efficient (a plus).
Experience with dbt (major plus).

Skills

Python
SQL
AWS
Machine Learning
Data Science
ETL
AI
LLM
A/B testing
Data Analysis
Feature Engineering
Model Deployment
Model Monitoring
Model Validation
Risk Management
PowerBI

Location

Remote

Work Type

Full-time

Experience Level

Senior

Education Level

Master's degree in mathematics, statistics, computer science, or data science.

Salary/Compensations

Competitive salary

Benefits

Local & National Health Insurance
Dental and Vision insurance
Group Medical Bridge
401k with Match
ID Protection: 100% covered by the company
Life Insurance: 100% covered by the company
Generous PTO and holidays
Growth and development opportunities
Dynamic and collaborative work environment
Company events and team-building activities

About the Company

One Park Financial (OPF) is a leading Financial Technology company dedicated to empowering small businesses by connecting them with a wide variety of flexible financing and funding options.
Our mission is to provide entrepreneurs with the working capital they need to elevate their businesses to new heights.
At OPF, we believe in working with high-performing individuals who are ready to play an integral part in our company's expansion.
We know that our success hinges on our people, and we strive to enable them to do what they do best.
At OPF, we foster a dynamic and inclusive company culture that emphasizes collaboration, innovation, and personal growth.
Our team is composed of passionate, driven individuals who are committed to making a difference.
Innovative Environment: Work with cutting-edge technology and be part of a team that is constantly pushing the boundaries of fintech.
Professional Growth: We invest in our employees' growth with continuous learning opportunities, training programs, and career advancement paths.
Supportive Culture: Enjoy a supportive and inclusive work environment where your ideas are valued, and your contributions make a real impact.
Community Focus: Be part of a company that understands the importance of small and mid-sized businesses to their communities and the nation's financial health.
High-Performing Team: Join a team of badasses who are committed to excellence and are integral to our company's expansion and success.