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About the Role
The Software Engineer - Risk Solutions owns TheGuarantors auto-underwriting and pricing infrastructure, which includes decisioning systems for applicant outcomes, Approve/Decline decisions, and pricing. The team is responsible for the end-to-end underwriting decision path, from integrating external data and evaluating risk rules to returning decisions and pricing applicants.
Responsibilities
- Own a slice of the underwriting and pricing platform end to end, from requirements through development, QA, and production.
- Lead technical design discussions, evaluate tradeoffs, and write clean, maintainable code through a strong code review culture.
- Build and extend the critical decisioning systems at the core of underwriting and pricing.
- Partner with Product, Design, Operations, Risk analysts, and Engineering to align on priorities and deliver high-impact solutions.
- Communicate updates, risks, blockers, and recommendations clearly and proactively.
- Identify opportunities to improve team processes, engineering output, and stakeholder/user experience.
- Manage assigned work independently and follow through on commitments, deadlines, and deliverables.
- Ensure work is completed in accordance with applicable policies, procedures, standards, and regulatory requirements.
- Perform other role-related responsibilities as assigned and aligned with business needs.
Requirements
- 5+ years of experience building backend services with common systems languages such as Go, Java, Python, or C#.
- Proven ability to independently execute complex engineering projects from design through delivery.
- Advanced SQL skills and experience with PostgreSQL or other relational databases.
- Familiarity with modern web infrastructure and production operations, including caching, Kubernetes, API gateways, observability, and deployment patterns.
- Strong understanding of distributed systems and microservice architecture.
- Experience with cloud providers such as AWS, Azure, GCP, or OCI, and managing infrastructure using IaC tooling such as Terraform.
- Demonstrated ability to manage complex features end to end, partner with product and cross-functional stakeholders, and deliver high-quality work in a dynamic business environment.
Skills
- Go
- Java
- Python
- C#
- SQL
- PostgreSQL
- Kubernetes
- API gateways
- Observability
- Deployment patterns
- Distributed systems
- Microservice architecture
- AWS
- Azure
- GCP
- OCI
- Terraform
Location
- NYC
Work Type
- Hybrid
Experience Level
- IC3
- 5+ years
Salary/Compensations
- $160,000–$185,000
Benefits
- Opportunities to make an impact within a fast growing company
- Medical, dental, & vision insurance, beginning day one
- Health savings account with employer contribution
- Generous PTO and paid holidays
- Flexible working hours
- 401(k)
- Paid parental leave
- Company sponsored short and long term disability
- Flexible spending accounts (healthcare, dependent care, commuter)
About the Company
- TheGuarantors is an Equal Opportunity Employer. We celebrate diversity and are committed to an inclusive environment for all.
Equal Opportunity
- TheGuarantors is an Equal Opportunity Employer. We celebrate diversity and are committed to an inclusive environment for all.