About the Role
Curative is reimagining health insurance with straightforward pricing and $0 out-of-pocket costs. We are seeking a Junior Actuary to support Curative’s pricing and portfolio strategy team. This role combines traditional actuarial responsibilities with operational and strategic ownership, offering a unique opportunity for a recent college graduate to kickstart their career in actuarial science.
Responsibilities
- Assist with developing pricing strategies to support growth and profitability goals
- Collaborate with senior actuaries to refine underwriting guidelines and procedures
- Analyze Curative data (e.g., claims, member interactions) to support pricing and strategy decisions
- Help in calculating group rates for new business and renewals based on group experience, industry, location, and demographics
- Contribute to the preparation of executive reports on actuarial and financial metrics
- Maintain communication with internal teams to support various actuarial projects and initiatives
- Support day-to-day actuarial tasks and assist with ad-hoc analysis
- Assist where needed on high-priority underwriting requests (e.g., final peer review, actuarial troubleshooting of rate build up)
- Performs other projects and duties in support of the company as required
Requirements
- Strong analytical skills and creative problem-solving abilities with attention to detail
- Able to translate and effectively communicate results and implications of actuarial, data, financial, and underwriting analyses
- Ability to effectively coordinate and manage matrix stakeholders to execute on projects and priorities
- Capable of independently driving multiple projects and workstreams
- Excellent organizational and time management skills
Skills
- Excel
- Health insurance industry
- Data analysis
- Data management
- SQL
- Relational databases
Location
- Austin, TX
Work Type
- Full-time
Experience Level
- Junior
- Recent college graduate
Education Level
- Bachelor’s degree in business, finance, economics, mathematics, statistics, economics, actuarial science, business, computer science or related degree
- Progress towards Associate of the Society of Actuaries (ASA) designation, with some exams passed
Benefits
- Curative Health Plan (100% employer-covered medical premiums for you and 50% coverage for dependents on the base plan.)
- $0 copays and $0 deductibles (with completion of our Baseline Visit )
- Preventive and primary care built in
- Mental health support (Rula, Televero, Two Chairs, Recovery Unplugged)
- One-on-one care navigation
- Chronic condition programs (diabetes, weight, hypertension)
- Maternity and family planning support
- 24/7/365 Curative Telehealth
- Pharmacy benefits
- Comprehensive dental and vision coverage
- Employer-provided life and disability coverage with additional supplemental options
- Flexible spending accounts
- Generous PTO policy plus 11 paid annual company holidays
- 401K for full-time employees
- Generous Up to 8–12 weeks paid parental leave, based on role eligibility.
About the Company
- Curative is building the future of health insurance with a first-of-its-kind employer-based plan designed to remove financial barriers and make care truly accessible: one monthly premium with $0 copays and $0 deductibles*. Backed by our recent $150M in Series B funding and valuation at $1.275B, Curative is scaling rapidly and investing in AI-powered service, deeper member engagement, and a smart network designed for today’s workforce.
- Our north star guides everything we do: healthcare only works when people can actually use it. That belief drives every decision we make: from how we design our plan, support our members, to how we collaborate as a team.
- If you want to do meaningful work with a team that moves fast, experiments boldly, and cares deeply, Curative is the place to do it. We’re growing fast and looking for teammates who want to help transform health insurance for the better.
