About the Role
The Structured Finance and Alternate Investment Funds practice is part of a global team dedicated to delivering high-quality insights and exceptional client service. This role evaluates credit risk of securitized products and fund structures through analysis of underlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios in a collaborative, innovation-driven environment.
Responsibilities
- Own delivery for assigned credits by maintaining clear status updates, prioritizing effectively, and escalating risks early to ensure timely, decision-ready credit opinions on complex structured finance transactions.
- Maintain ongoing surveillance for assigned credits, synthesizing market and asset performance developments into insights that directly inform analytical discussions and rating committee materials.
- Build and maintain analytical models and packs using standard templates, applying automation where appropriate while retaining full human accountability for conclusions and documented assumptions.
- Use approved generative AI and large language model tools to augment research, drafting, and data comparison tasks, and contribute reusable prompts and templates that strengthen team-wide productivity.
- Prepare well-evidenced rating committee materials and translate complex data and analysis into clear, structured narratives tailored to rating committees, clients, and senior stakeholders.
- Apply confidentiality, documentation, and governance standards consistently across all analytical and operational workflows, upholding human accountability and analytical integrity throughout.
Requirements
- 2 to 3 years of relevant experience in credit analysis, structured finance, or a related financial field.
- Demonstrated research and data analysis skills, including financial statement competence and a solid understanding of credit and risk concepts applicable to structured products.
- Effective written and verbal communication skills, with the ability to present analysis in a clear, evidence-based, and structured format for diverse audiences.
- High standards for analytical accuracy, traceability, and documentation, with demonstrated adherence to confidentiality and governance requirements.
- Demonstrated experience using generative AI or large language model tools to support analytical research, data workflows, or professional drafting.
- Experience supporting financial modeling in a structured finance, ABS, or related credit environment.
- Strong spreadsheet skills and willingness to develop proficiency in data and automation tools, including the ability to supervise and validate automated outputs.
- Collaborative working style with the ability to manage competing priorities and communicate clearly in a team-oriented environment.
- Demonstrated ability to support junior colleagues through knowledge sharing, quality checks, and responsible use of analytical tools.
- All candidates who reach the final stage of our interview process must attend at least one in-person interview.
- Employees are required to work from the office a minimum of two days per week.
Skills
- Credit analysis
- Structured finance
- Data analysis
- Financial statement analysis
- Credit concepts
- Risk concepts
- Written communication
- Verbal communication
- Analytical modeling
- Generative AI tools
- Large language model tools
- Spreadsheet skills
- Automation tools
Location
- Boulder, Colorado, United States
Work Type
- Hybrid
Experience Level
- 2 to 3 years
Education Level
- Bachelor's degree or equivalent preferred
- Master's degree or professional certification (such as CFA) is highly valued
Salary/Compensations
- $62,000 to $88,000 USD (US Candidates)
- 64,000 to 104,000 CAD (Canadian Candidates)
Benefits
- Annual incentive plan
- Health care coverage designed for the mind and body
- Generous time off
- Access to resources for career growth and learning new skills
- Competitive pay
- Retirement planning
- Continuing education program with a company-matched student loan contribution
- Financial wellness programs
- Benefits for families
- Retail discounts
- Referral incentive awards
About the Company
- At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction.
- By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
- S&P Global Ratings is a division of S&P Global (NYSE: SPGI).
- S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets.
- Our Mission: Advancing Essential Intelligence.
- We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective.
- Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
- We are changing the way people see things and empowering them to make an impact on the world we live in.
- We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business.
- Our Values: Integrity, Discovery, Partnership.
- Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead.
Equal Opportunity
- S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.
- Only electronic job submissions will be considered for employment.
- If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
- US Candidates Only: Know Your Rights: Workplace discrimination is illegal
