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About the Role

The APAC Structured Finance ratings team covers approximately 800 credits across RMBS, ABS, CMBS, Covered Bonds, Structured Credit, and Digital Securitization transactions across the region. The successful candidate will take a leading role in analyzing complex and innovative structured finance transactions originated in Japan, while also contributing to Fitch’s research, market outreach, and engagement with issuers, arrangers, and investors. This role offers the opportunity to work on cutting-edge structured finance, covered bond, and structured credit transactions as part of a growing credit team in an evolving and fast-growing market.

Responsibilities

Lead the analysis and rating of new structured finance transactions, with a particular focus on complex and innovative assets, including digital finance and esoteric securitizations.
Evaluate transaction structures, contribute to rating criteria development, and help shape Fitch’s approach to emerging sectors and asset classes.
Produce research, market insights, and credit commentary on key trends impacting the structured finance and private credit markets.
Analyze financial, operational, and legal information to support ratings, credit opinions, and published research.
Collaborate with analytical teams globally to develop rating approaches and ensure consistent execution across transactions.
Represent Fitch externally through conferences, client meetings, webinars, media engagement, and industry events, helping to strengthen Fitch’s market presence and reputation.
Build strong relationships with market participants and internal stakeholders across regions and asset classes.
Mentor and support the development of junior analysts across Japan and the broader APAC structured finance team.

Requirements

Bachelor's degree in Finance, Economics, Business, or a related field preferred.
Strong experience in structured finance, securitization, capital markets, private credit, infrastructure finance, or a related area, ideally with exposure to the Japanese market.
Deep understanding of Japanese asset classes, market structures, and investor dynamics.
Strong analytical and quantitative skills, with the ability to assess and communicate complex credit risks.
Intellectual curiosity and a proactive approach to learning and problem-solving.
Credibility and confidence when engaging with senior market participants and external stakeholders.
Excellent communication and presentation skills in both Japanese and English.
Collaborative, commercially minded, and able to manage multiple priorities in a fast-paced environment.
Strong experience in Japanese structured finance, including ABS, RMBS, CMBS, CLOs, and other securitized products.
Deep understanding of Japan’s private credit market and evolving investor landscape.
Established relationships with issuers, investors, arrangers, banks, and other market participants in Japan.
Experience in credit ratings, credit analysis, structuring, origination, or market strategy.
Ability to challenge conventional thinking and contribute to innovative approaches for complex credits and sectors.
Proven track record of representing an organization externally and influencing senior stakeholders.
Prior people management experience and a demonstrated commitment to developing talent.

Skills

Structured finance
Securitization
Capital markets
Private credit
Infrastructure finance
Japanese market
Japanese asset classes
Market structures
Investor dynamics
Analytical skills
Quantitative skills
Credit risk assessment
Communication skills
Presentation skills
Japanese language proficiency
English language proficiency
Collaboration
Commercial mindset
Priority management
ABS
RMBS
CMBS
CLOs
Credit ratings
Credit analysis
Structuring
Origination
Market strategy
AI literacy

Location

Tokyo

Work Type

Hybrid

Experience Level

Senior Director

Education Level

Bachelor's degree

About the Company

Fitch Ratings is one of the world’s top three credit ratings agencies, playing a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants.
For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products.
Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions.
Fitch Group has dual headquarters in London and New York and is owned by Hearst.
At Fitch, AI is embedded in how we work every day—supporting smarter decision-making, streamlining workflows, and enabling new ways to create value for our business and clients.
Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions.
To protect Fitch’s credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest.

Equal Opportunity

Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.