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About the Role

We are seeking a Sr. Growth Product Data Scientist to collaborate with Growth Product and Engineering teams to drive significant impact throughout the member journey, from acquisition to retention. This role involves transforming data into decisions that influence how millions of members discover, use, and benefit from Chime. You will operate at the intersection of product, data, and experimentation, owning funnels, designing and analyzing A/B tests, and translating complex business questions into actionable recommendations.

Responsibilities

Operate as an independent thought partner to Product, Engineering, and Design, shaping strategy and proactively identifying opportunities and risks.
Develop and execute an experimentation and A/B testing program to enhance member product experiences, including metric creation, experiment design, and analysis.
Drive data-informed decision-making by providing PMs and engineers with self-service analytics tools and conducting ad hoc analyses.
Apply advanced statistical methods for causal inference, time-series forecasting, and occasionally machine learning for problems like customer segmentation.
Build metrics to measure user funnels, product engagement, and retention, and use them to brainstorm product experiments.
Help establish high-quality eventing for tracking detailed user behaviors along customer journeys.
Develop and evolve team metrics to define success and build operational dashboards to track business and product health.
Translate complex analytical findings into executive-ready narratives to inspire action and alignment.
Develop robust data pipelines in dbt and continuously improve data quality and accessibility.

Requirements

5-7 years of relevant hands-on experience in product or business analytics roles (FinTech experience is a plus).
Expert-level SQL ability and proficiency in Python.
Broad knowledge of applied statistics, experimental design, and analysis of A/B tests.
Demonstrated experience with machine learning techniques for applied business use cases.
Proven experience acting as a trusted advisor to senior cross-functional partners, influencing decisions through data and judgment.
A strong bias toward proactive problem discovery and identifying opportunities.
Strong business intuition and judgment, with experience applying prioritization frameworks (e.g., RICE, Eisenhower matrix).
Exceptional data storytelling and data visualization ability.
Experience with Hex and Looker.
Familiarity with building data pipelines using tools like dbt or Airflow.
Familiarity with AI coding tools (such as Claude Code and Cursor).

Skills

SQL
Python
Applied Statistics
Experimental Design
A/B Testing Analysis
Machine Learning
Data Storytelling
Data Visualization
dbt
Airflow
Hex
Looker
AI Coding Tools

Location

Hybrid

Work Type

Full-time
Hybrid

Experience Level

Senior

Salary/Compensations

$133,000 - $185,000

Benefits

Bonus
Competitive equity package
Backup child, elder, and pet care
Subsidized commuter benefits
Comprehensive health, financial, and wellbeing benefits
Generous vacation policy
Company-wide paid days off
1% of time off to support local community organizations
Annual wellness stipend
Up to 22 weeks of paid parental leave for birthing parents
12 weeks of paid parental leave for non-birthing parents
Access to family planning reimbursement

About the Company

Chime is a financial technology company dedicated to helping everyone achieve financial progress by providing helpful, easy, and free core banking services through user-friendly tools and intuitive platforms.
The company empowers members to control their finances and work towards goals like saving, purchasing a home or car, or starting a business.
Chime is composed of problem solvers, dreamers, and builders united by a shared focus on their members.
The company culture is entrepreneurial, encouraging ownership, boldness, big dreams, risk-taking, collaboration, diverse perspectives, and honest feedback.
Chime operates with high standards of integrity, guided by values that help millions achieve financial potential.
Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Equal Opportunity

Chime is proud to be an Equal Opportunity Employer and considers qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis.
The company will also consider qualified applicants with criminal histories in a manner consistent with applicable laws.
Individuals needing accommodation during the application process should contact benefits@chime.com.