About the Role
SMBC is seeking a Vice President to join its Project Finance (PF) Latin America Team within the Credit Portfolio Management group. The Team is responsible for managing all aspects of the Latin American project finance portfolio, which includes power, energy, and PPP/PFI (infrastructure) transactions. The role involves credit monitoring, control, and administration to identify potential credit issues proactively. A significant portion of the role involves analyzing amendment, consent, and waiver requests, evaluating their credit impact, and preparing applications for credit approval.
Responsibilities
- Perform effective credit and risk management, emphasizing adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, and ongoing portfolio maintenance.
- Oversee the creditworthiness of an assigned portfolio of obligors across complex Project Finance / Corporate transactions and their ability to meet financial obligations.
- Proactively monitor the portfolio to identify potential deterioration at an early stage.
- Monitor and report on portfolio quality against established criteria, recommending adjustments in risk ratings for existing credit facilities.
- Prepare periodic credit reviews for borrowers within the assigned portfolio.
- Analyze borrower requests (e.g., amendments, waivers, consents) and seek credit approval.
- Ensure submissions clearly demonstrate an understanding of the request, its impact on credit risk, relevant mitigants, and the rationale for approval.
- Coordinate with borrowers, legal counsel, independent engineers, and other consultants to structure and manage consent processes.
- Respond to ad hoc information requests in a timely manner.
Requirements
- Minimum of 5 years of experience covering project finance transactions within a portfolio management team or credit department at a lending institution.
- Strong background in accounting / financial analysis / financial modelling / legal documents is preferred.
- Spanish fluency is preferred.
Skills
- Broad knowledge of the Project Finance market and other asset-based credit structures.
- Ability to manage risk within a complex and diverse portfolio often involving multiple stakeholders.
- Deep understanding of legal documentation and financial analysis.
- Experience in proposing and negotiating, both internally and externally, consents/waivers/amendments and managing execution within tight timelines.
- Self-drive and motivated; takes ownership of specific assignments.
- High degree of attention to detail and ability to complete work accurately and in a timely manner against strict deadlines.
- Strong communication and presentation skills (both written and verbal).
- Strong understanding of regulatory and compliance frameworks.
Location
- Americas
Work Type
- Hybrid
Experience Level
- Vice President
- Minimum of 5 years of experience
Education Level
- BA / BS
- MA / MS / MBA (Preferred)
Salary/Compensations
- $225,000.00 - $225,000.00
- May be eligible for an annual discretionary incentive award.
Benefits
- Competitive portfolio of benefits
About the Company
- SMBC Group is a top-tier global financial group headquartered in Tokyo with a 400-year history.
- Offers a diverse range of financial services including banking, leasing, securities, credit cards, and consumer finance.
- Has over 130 offices and 80,000 employees worldwide in nearly 40 countries.
- Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan.
- SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
- In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru.
- Offers a range of commercial and investment banking services to corporate, institutional, and municipal clients in the Americas.
- Connects a diverse client base to local markets and the organization’s extensive global network.
- Operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
Equal Opportunity
- SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.
