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About the Role
N26 is seeking a Head of Product - Core Banking Systems to lead the Core Banking Systems product roadmap and manage a team of product and business managers. This role focuses on delivering foundational capabilities for N26, transforming Core Banking Systems into a composable platform that enables rapid product configuration, embeds compliance, and supports growth. The position requires working at the intersection of Core Banking architecture, financial data integrity, compliance, and real-world banking challenges.
Responsibilities
- Own and drive the Core Systems product roadmap across Product Enablement and Balance Sheet Infrastructure.
- Partner closely with N26 Product Segments and functional stakeholders across Treasury, Credit Risk, Risk Controlling, Accounting, and Regulatory Reporting.
- Lead the end-to-end product lifecycle for Core Banking initiatives.
- Define and roll out core platform best practices across the organization.
- Contribute to N26's company-wide strategy to establish single sources of truth for financial data, eliminate core vendor dependencies, and reduce risk concentration.
- Support domain optimization by transitioning stable, non-core services to appropriate segment owners.
- Manage and develop a team of Core Systems Product Managers.
- Act as a trusted advisor to other Product & Tech teams looking to integrate with core banking engines.
- Manage stakeholder communication across Product, Engineering, Finance, Treasury, Risk, Compliance, and senior leadership.
- Define and track domain KPIs that measure product enablement speed, system uptime, compliance metrics, OPEX cost savings, and balance sheet data integrity.
Requirements
- 5-7+ years of product management experience, with a significant portion focused on core banking systems, ledger infrastructure, payments, or core platform products.
- Proven experience partnering with Core Banking and Platform Engineering experts.
- Strong technical literacy — understanding backend platform trade-offs, core endpoint dynamics, multi-currency ledgers, and data pipelines.
- Data-driven mindset — comfort working with complex financial datasets, defining meaningful operational and compliance KPIs, and making decisions grounded in evidence.
- Financial services experience required — familiarity with regulatory requirements, audit standards, compliance considerations, and the operational realities of banking.
- Agile practitioner — experience managing multiple mission-critical workstreams in fast-paced, high-availability environments.
- Excellent communication skills — ability to translate complex technical and financial concepts for non-technical audiences and align diverse stakeholders.
- Strong translator between worlds — ability to bridge the gap between Core Infrastructure experts and Product/Business stakeholders.
Experience Level
- 5-7+ years of product management experience
About the Company
- N26 is looking for a Head of Product - Core Banking Systems to partner with our Engineering, Treasury, Risk, and Banking Operations teams.
- Your mission is to transform Core Banking Systems from a cost center into a composable platform that enables product managers to configure and launch products in days, embeds compliance by design, and lays the foundation for growth beyond N26.
- You will be the connective tissue between technical platform excellence and business outcomes, ensuring that our core engine powers flawless banking across N26 and eventually external financial institutions.