Debt Collections Advisor - UK at Murphy AI | England, GB | Rezi

Debt Collections Advisor - UK at Murphy AI

Debt Collections Advisor - UK

Murphy AI · England, GB

2 weeks ago

Debt Collections Advisor - UK

Murphy AI · England, GB

20 days ago
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About the Role

Murphy is building AI agents to conduct real collections conversations for UK banks, lenders, and collection agencies. We are seeking Debt-Collection Experts to join our advisor network as consultants. This role involves providing judgment and experience to ensure our AI operates correctly, with a commitment of approximately 5-20 hours per month. You will collaborate with product and AI teams to refine the negotiation, escalation, and compliance strategies of our voice agents, incorporating real-world collections expertise.

Responsibilities

  • Review call flows, scripts, and negotiation logic used by AI agents, identifying discrepancies with real-world collections practices.
  • Validate cadence, cure-rate assumptions, settlement/negotiation ranges, and escalation paths against industry standards.
  • Stress-test AI performance on edge cases such as disputes, renegotiations, hardship situations, repeat promises-to-pay, and regulatory triggers.
  • Identify potential compliance risks under British consumer-protection rules.
  • Advise on acceptable tone, channel mix, and contact-frequency norms within the UK market.
  • Participate in periodic working sessions with product and engineering teams.
  • Share anonymized real-world examples, scripts, and playbooks from personal collections experience.

Requirements

  • Experience as a bank in-house collections leader, managing creditor-side processes, placement strategy, make-vs-buy decisions, and portfolio oversight.
  • Experience as a DCA, servicer, or BPO collections & contact-centre manager, overseeing cadence, scripts, cure rates, and agent incentives.
  • 5+ years of experience in collections.
  • Current or recent (within 2 years) experience at a named bank, DCA, servicer, or BPO.
  • Held a title of Manager, Team Lead, Head, Director, or VP (front-line agent/officer/advisor titles qualify only if subsequently moved into management).
  • Native English speaker.

Location

  • UK
  • Remote

Work Type

  • Consultant
  • Advisor
  • Hourly
  • Remote
  • Part-time

Experience Level

  • 5+ years of experience in collections
  • Manager
  • Team Lead
  • Head
  • Director
  • VP

Salary/Compensations

  • Competitive hourly consulting fee

Benefits

  • Flexible, low-commitment engagement
  • Work directly with a founding product/AI team

About the Company

  • Murphy AI is a next-generation debt collection platform powered by artificial intelligence, designed to optimize recovery rates while maintaining respectful and personalized communication.
  • Our advanced automation streamlines the process of collecting overdue invoices for businesses, providing a seamless and effective solution.
  • We are tackling debt recovery challenges in fintech, making it more efficient, autonomous, and scalable.
  • Our AI-powered agents adapt instantly, engaging with debtors across channels like voice, email, and SMS to maximize results while preserving trust.
  • We are a fast-growing startup that has made an impact within less than a year in the market.
  • We are building a talented team to scale our operations and drive our vision forward.