About the Role
Murphy is building AI agents to conduct real collections conversations for UK banks, lenders, and collection agencies. We are seeking Debt-Collection Experts to join our advisor network as consultants. This role involves providing judgment and experience to ensure our AI operates correctly, with a commitment of approximately 5-20 hours per month. You will collaborate with product and AI teams to refine the negotiation, escalation, and compliance strategies of our voice agents, incorporating real-world collections expertise.
Responsibilities
- Review call flows, scripts, and negotiation logic used by AI agents, identifying discrepancies with real-world collections practices.
- Validate cadence, cure-rate assumptions, settlement/negotiation ranges, and escalation paths against industry standards.
- Stress-test AI performance on edge cases such as disputes, renegotiations, hardship situations, repeat promises-to-pay, and regulatory triggers.
- Identify potential compliance risks under British consumer-protection rules.
- Advise on acceptable tone, channel mix, and contact-frequency norms within the UK market.
- Participate in periodic working sessions with product and engineering teams.
- Share anonymized real-world examples, scripts, and playbooks from personal collections experience.
Requirements
- Experience as a bank in-house collections leader, managing creditor-side processes, placement strategy, make-vs-buy decisions, and portfolio oversight.
- Experience as a DCA, servicer, or BPO collections & contact-centre manager, overseeing cadence, scripts, cure rates, and agent incentives.
- 5+ years of experience in collections.
- Current or recent (within 2 years) experience at a named bank, DCA, servicer, or BPO.
- Held a title of Manager, Team Lead, Head, Director, or VP (front-line agent/officer/advisor titles qualify only if subsequently moved into management).
- Native English speaker.
Location
- UK
- Remote
Work Type
- Consultant
- Advisor
- Hourly
- Remote
- Part-time
Experience Level
- 5+ years of experience in collections
- Manager
- Team Lead
- Head
- Director
- VP
Salary/Compensations
- Competitive hourly consulting fee
Benefits
- Flexible, low-commitment engagement
- Work directly with a founding product/AI team
About the Company
- Murphy AI is a next-generation debt collection platform powered by artificial intelligence, designed to optimize recovery rates while maintaining respectful and personalized communication.
- Our advanced automation streamlines the process of collecting overdue invoices for businesses, providing a seamless and effective solution.
- We are tackling debt recovery challenges in fintech, making it more efficient, autonomous, and scalable.
- Our AI-powered agents adapt instantly, engaging with debtors across channels like voice, email, and SMS to maximize results while preserving trust.
- We are a fast-growing startup that has made an impact within less than a year in the market.
- We are building a talented team to scale our operations and drive our vision forward.
