Commercial Relationship Manager IV at Fifth Third Bank | CA, US | Rezi

Commercial Relationship Manager IV at Fifth Third Bank

Commercial Relationship Manager IV

Fifth Third Bank · CA, US

3 weeks ago

Commercial Relationship Manager IV

Fifth Third Bank · CA, US

22 days ago
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About the Role

Responsible for profitable business development and managing a portfolio of companies with annual gross sales between $50MM and $500MM. This role involves building trusted advisor relationships with senior executives, leading cross-functional teams to develop relationship strategies for complex clients, and offering beneficial banking solutions. The position also requires soliciting public debt issuance participation for clients and actively engaging in community activities.

Responsibilities

  • Work independently to identify and develop profitable new client relationships by leveraging centers of influence, existing clients, and referral sources.
  • Effectively grow long-term profitable client relationships.
  • Work closely with assigned Fifth Third internal partners to deepen existing relationships and acquire new high-value prospective relationships.
  • Attend community and/or specific industry forums, conferences, and meetings to broaden relationship networks, referral sources, and deepen knowledge of trends, practices, services, and the competitive landscape.
  • Analyze, evaluate, and develop tailored relationship strategies for each client or prospect with One Bank partners (Treasury Management, Capital Markets, and Wealth Management).
  • Plan and conduct relationship strategy review meetings with internal Fifth Third Business Partners and clients' trusted advisors (e.g., attorneys, accountants).
  • Ensure customer relationships are managed to maximize opportunities for the bank while considering bank risk and customer needs.
  • Meet with customers regularly to enhance the trusted advisor relationship and ensure business needs are met.
  • Lead and coordinate all client-facing activities, including credit support, treasury management, and capital markets.
  • Utilize the Bank's Customer Relationship Management (CRM) system for client activity tracking, call reports, and pipeline management.
  • Reinforce the use of CRM for assigned Fifth Third partners for monitoring pre-call and post-call activities.
  • Utilize consultative sales skills, commercial playbook principles, and call reporting plans to enhance the client experience.
  • Analyze financial information to determine questions for credit requests and decide which to pursue.
  • Partner with Portfolio Managers and Credit Officers on credit requests and adhere to established Portfolio Management guidelines.
  • Monitor customer financial performance, condition, and industry trends to ensure credit exposure is at an acceptable risk and priced accordingly.
  • Provide guidance to Commercial RM I & II.

Requirements

  • Bachelor's or Master's in Business (e.g., Business Administration, Finance, Accounting) or equivalent work experience preferred.
  • Minimum of 10 years of Commercial Banking experience.
  • 9 years of relationship account management experience preferred.
  • Formalized commercial credit training or equivalent credit experience required.
  • Underwriting experience preferred.
  • Proven track record of partnership with investment bankers to provide strategic and capital market advice.
  • Strong business acumen, including detailed analysis, financial statement review, and understanding of accounting principles.
  • Thorough knowledge of Commercial, Treasury Management, and alternative lending and financing options.
  • Ability to assess client needs, drivers of profitability, and corporate/personal life cycle optimizing financial solutions.
  • Strong presentation skills in both large and small group settings.
  • Proven ability to communicate with impact.
  • Understands the audience and adjusts communication appropriately.
  • Proven track record of identification and understanding of business issues, problems, and opportunities and the ability to create relevant options for addressing them.
  • Proven track record of exploring options for a prospective client or existing buyer/COI's prior to advocating for a solution.
  • Influences client decisions regarding strategy and product solutions.
  • Engages in joint business planning with internal partners and buyers.
  • Determines task and resource requirements by breaking them down and defining roles and responsibilities.
  • Scans the internal and external environment to identify relationships that should be initiated or improved.
  • Demonstrates strong verbal and written communication skills, with emphasis on face-to-face negotiations.
  • Proven ability to work in a team-based sales environment.
  • Proficient in all Microsoft Office software.
  • Familiarity with prospecting and CRM sales tools preferred.
  • Regional/local travel required.

Skills

  • Credit analysis
  • Commercial products knowledge
  • Financial statement analysis
  • Relationship management
  • Business development
  • Sales
  • Communication
  • Presentation
  • Negotiation
  • Teamwork
  • Microsoft Office Suite
  • CRM software

Location

  • San Francisco, California 94111

Work Type

  • Full-time

Experience Level

  • Minimum 10 years Commercial Banking experience
  • 9 years relationship account management experience preferred

Education Level

  • Bachelor's or Master's in Business (e.g., Business Administration, Finance, Accounting) or equivalent work experience preferred.

Salary/Compensations

  • Total Base Pay Range 121,900.00 - 262,100.00 USD Annual
  • Eligible to participate in an incentive compensation plan

Benefits

  • Comprehensive benefits
  • Differentiated compensation offerings
  • Incentive compensation plan
  • Programs designed to support individual needs encompassing physical, financial, emotional and social well-being.

About the Company

  • Make banking a Fifth Third better®
  • We connect great people to great opportunities.
  • Discover a career in banking at Fifth Third Bank.
  • Fifth Third Bank, National Association has an engaged and inclusive culture.

Equal Opportunity

  • Fifth Third Bank promotes and ensures equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.