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About the Role

The Capital Management Oversight Associate will support the independent oversight of capital adequacy and capital management across different legal entities and jurisdictions within the Treasury Risk Management team. This role offers an opportunity to learn, contribute to team oversight, and collaborate with various stakeholders.

Responsibilities

• Provide independent oversight of capital ratios and capital adequacy, capital management strategies and plans for relevant SMBC entities in the Americas region.
• Execute ongoing review and challenge of capital ratios (e.g., CET1, Tier 1, Total Capital, Leverage), risk-weighted assets (RWA), leverage assets, and buffers.
• Prepare and present analyses and reports to senior management.
• Ensure timely escalation of capital management issues and limit breaches to appropriate stakeholders.
• Promote continuous enhancement of the second line risk oversight framework.
• Support engagement with regional regulators on capital risk matters related to the second line function.
• Ensure proper set up and documentation of the team’s processes, striving for process automation and efficiency.
• Establish collaborative relationships with first line Treasury functions, providing support and risk advice while maintaining independence.
• Build and maintain relationships with business partners and foster a risk culture throughout the organization.

Requirements

• 2+ years of experience in capital management, regulatory capital, stress testing, treasury, or risk management within first- or second-line groups of large U.S. banks or FBOs.
• Understanding of U.S. regulatory capital requirements.
• Understanding of financial markets and products.
• Familiarity with banks’ capital framework, CCAR / stress testing, RWA methodologies (credit, market, operational), and leverage ratio construct.
• Extremely organized and structured with strong project planning skills.
• Ability to deliver under tight deadlines.
• Excellent verbal and written communication skills.
• Ability to manage a variety of projects simultaneously.

Skills

• Capital Management
• Regulatory Capital
• Stress Testing
• Treasury
• Risk Management
• Financial Markets
• Financial Products
• CCAR
• RWA Methodologies
• Leverage Ratio
• Project Planning
• Communication

Location

• Americas

Work Type

• Hybrid

Experience Level

• Associate
• 2+ years

Salary/Compensations

• $90,000.00 - $135,000.00

Benefits

• Competitive portfolio of benefits
• Annual discretionary incentive award

About the Company

• SMBC Group is a top-tier global financial group headquartered in Tokyo with a 400-year history.
• The Group offers diverse financial services including banking, leasing, securities, credit cards, and consumer finance.
• SMBC Group has over 130 offices and 80,000 employees worldwide in nearly 40 countries.
• Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of Japan's three largest banking groups.
• SMFG shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
• In the Americas, SMBC Group provides commercial and investment banking services to corporate, institutional, and municipal clients, connecting them to local markets and its global network.
• Operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

Equal Opportunity

• SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law.
• If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.