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About the Role

As a Workout Credit Officer – Vice President, you will be a key member of Deutsche Bank’s Lending franchise, focusing on credit risk management for underperforming or distressed clients. You will analyze transactions from underperforming clients or in distressed situations, manage a diversified portfolio, and participate in regulatory audits. The role involves analyzing complex transactions, leading workout strategies, and ensuring compliance with credit policies and regulations.

Responsibilities

Oversee a diversified portfolio of distressed assets, focused on commercial real estate, high-yield structures and leveraged loans and conduct detailed credit evaluations, monitor borrower financials.
Design and implement strategies to mitigate risk and maximize recovery, including debt restructuring, insolvency proceedings, and Chapter 11 exit financing.
Support internal and external audits, ensure policy adherence, and maintain accurate documentation.
Work with risk management, legal, and deal teams to execute workout plans and present findings to senior management.
Guide junior credit officers on transaction workflows, policy compliance, and regulatory changes.
Provide regular updates to senior management on portfolio performance and risk exposure.
Lead professional transactions, collaborating with the deal team and your colleagues in the Workout team, and other stakeholders.
Provide training and guidance to junior credit officers particularly with respect to transactions workflow as well as policy and regulatory adherence.
Lead projects to improve the credit process or to adapt the portfolio to regulatory changes.

Requirements

Bachelor’s degree in finance, economics, accounting, or a related field; advanced degree preferred.
Moderate experience credit analysis, underwriting, or related financial industry roles.
Strong analytical and problem-solving abilities, excellent communication and negotiation skills, in-depth knowledge of loan origination and workout processes.
Experience in commercial real estate, or similar distressed asset class is highly valued.
Strong communication skills and the ability to explain potentially complex and nuanced transaction structures to relevant stakeholders.
Desire to go above and beyond to exceed expectations with work product.
Demonstrating core Deutsche Bank values, teamwork mindset, entrepreneurial drive and skillset.
Ability to deliver presentations effectively and commercially in an interactive setting.
Ability to work independently and manage multiple priorities.

Location

New York, NY

Work Type

Hybrid

Experience Level

Vice President

Education Level

Bachelor's degree
Advanced degree preferred

Salary/Compensations

$120,000 to $205,500

Benefits

A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
Educational resources, matching gift and volunteer programs
Access to physical, emotional, and financial wellness benefits

About the Company

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

Equal Opportunity

We welcome applications from all people and promote a positive, fair and inclusive work environment.
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. Click these links to view Deutsche Bank’s Equal Opportunity Policy Statement and the following notices: EEOC Know Your Rights; Employee Rights and Responsibilities under the Family and Medical Leave Act; and Employee Polygraph Protection Act.