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About the Role
We are seeking an experienced retail financial services lawyer to join the M&G Legal team, focusing on advising our Individual Life & Pensions business. The role will support the development, distribution, and ongoing management of retail savings and investment propositions to enable business growth and ensure good customer outcomes.
Responsibilities
- Provide timely, clear, and commercially pragmatic legal advice on retail savings and investment products, product structuring and design, customer communications, and financial promotions.
- Interpret and apply relevant legal and regulatory frameworks, translating them into practical guidance for the business.
- Support the business in identifying and managing legal, regulatory, and conduct risks.
- Advise on the development and implementation of new and existing products and propositions, including changes to features, distribution, and servicing models.
- Provide legal input into product lifecycle management, including remediation activity.
- Draft, review, and advise on policy terms and conditions, customer communications, marketing materials, and financial promotions.
Requirements
- Qualified solicitor (England & Wales or equivalent) with at least 4 years of relevant PQE.
- Experience advising within life insurance and/or pensions and/or asset/wealth management and/or retail financial services.
- Working knowledge of legal and regulatory frameworks relevant to retail savings and investment products.
- Strong ability to apply legal principles pragmatically in a commercial context.
- Sound judgement and ability to balance legal risk with business objectives.
- Ability to manage complex issues and provide clear recommendations.
- Strong interpersonal and communication skills.
- Proven ability to influence and engage effectively with senior stakeholders.
- Collaborative approach, with the ability to work across functions.
- Proactive, solutions-oriented approach.
- High levels of integrity and professional judgement.
- Ability to manage competing priorities and deliver high-quality output to deadlines.
Skills
- Legal advice on retail savings and investment products
- Product structuring and design
- Customer communications
- Financial promotions
- Legal and regulatory frameworks interpretation
- Risk management
- Product lifecycle management
- Drafting policy terms and conditions
- Stakeholder management
- Commercial and analytical capability
- Pragmatic application of legal principles
- Balancing legal risk with business objectives
- Managing complex issues
- Providing clear recommendations
- Influencing and engaging senior stakeholders
- Collaboration
- Proactive approach
- Solutions-oriented approach
- Integrity
- Professional judgement
- Managing competing priorities
- Delivering high-quality output to deadlines
Work Type
- Flexible working arrangements
Experience Level
- Manager/Expert
- at least 4 years of relevant PQE
Education Level
- Qualified solicitor (England & Wales or equivalent)
Benefits
- Pension scheme of up to 18%
- Share Save and Share Incentive Plan
- Financial wellbeing and support services
- 38 days annual leave (including bank holidays)
- Opportunity to purchase up to five extra days of leave
- Time Off When You Need It policy
- Market-leading Inspiring Families policy
- Comprehensive support and paid parental leave (maternity, adoption, surrogacy, paternity)
- Private Healthcare
- Critical Illness cover
- Life Assurance
- Additional family options for Health & Protection cover
About the Company
- M&G's purpose is to give everyone real confidence to put their money to work.
- Heritage dating back more than 175 years with a long history of innovation in savings and investments.
- Combines asset management and insurance expertise to offer a wide range of solutions.
- Two distinct operating segments: Asset Management and Life.
- Focuses on creating an exceptional place to work for exceptional talent through integrity, ownership, and collaboration.
- Dedicated to supporting employee wellbeing and helping them thrive.
Equal Opportunity
- We will consider flexible working arrangements for any of our roles and offer workplace adjustments to ensure you have the support you need to succeed in your role.
- Strive to have a diverse workforce and an inclusive culture, underpinned by policies and employee-led networks.
- Welcome applications from people of all backgrounds – across gender, ethnicity, age, disability, sexual orientation and more – including neurodivergent individuals, career returners and those with military service experience.
- Proud to be Level 3: Disability Confident Leader under the UK Government Disability Confident employer scheme.
- Welcome applications from candidates with disabilities and long-term health conditions.
- Committed to providing an inclusive recruitment process.
- All candidates have the opportunity to request reasonable adjustments when applying.
- If you need any additional support at any stage, please contact us at: careers@mandg.com