About the Role
The Credit Officer Group (COG) works in partnership with analytical, operations, legal, and compliance groups to ensure Fitch’s ratings are timely, robust, and consistent. COG is part of Fitch’s Risk group, acting as a second line of defense in monitoring and maintaining Fitch’s controls. This role focuses on North American (U.S. and Canadian) banks and non-bank financial institutions (NBFIs), offering high visibility and direct involvement in critical credit decisions, strategy, and criteria development.
Responsibilities
- Identify immediate and developing risks that deserve additional analytical focus
- Challenge the credit thinking of Fitch’s analytical groups with alternative viewpoints
- Assess Fitch’s rating performance
- Attend committees and monitor the application of criteria and variations
- Participate in the criteria development process
- Create a strong credit culture by being a role model for Fitch’s values of transparency, independence, timeliness, rigour & integrity and diversity & inclusion
- Communicate with the analytical group on the most important credit topics impacting the rated portfolio
- Discussion of ratings and risks with key market participants to exchange views and gather information regarding credit matters
- Facilitate communication across regions to ensure a consistent approach to similar credit issues, including periodic organization and provision of training on credit matters
- Lead and contribute to research on important credit themes
- Work closely with GCOs covering other asset classes and Regional Credit Officers in order to identify, discuss and address credit matters and economic issues that may impact multiple sectors
Requirements
- Extensive 10 + years of credit experience with a Financial Institutions focus
- Prior experience in a rating environment a strong plus but not essential
- Prior criteria development skills are desirable
- Excellent verbal and written communication skills
- Strong data analysis skills
- Evidence of ability to engage stakeholders in alternative viewpoints in a constructive manner is essential
- Ability to demonstrate independence of thought
- Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.
Skills
- Credit analysis
- Risk identification
- Ratings performance assessment
- Criteria application
- Criteria development
- Stakeholder engagement
- Independence of thought
- Data analysis
- Verbal communication
- Written communication
Location
- North America
- New York
- London
Work Type
- Hybrid Work Environment: 3 days a week in office required
- Onsite flex policy
Experience Level
- 10+ years
Salary/Compensations
- $180,000 - $220,000
Benefits
- Retirement planning
- Tuition reimbursement programs
- Comprehensive healthcare offerings
- Generous global parental leave plan
- Dedicated trainings
- Leadership development programs
- Mentorship programs
About the Company
- Fitch Ratings is one of the world’s top three credit ratings agencies, playing a critical role in global capital markets by providing credit analysis, ratings, research, and commentary.
- Fitch Ratings has over 100 years of experience creating value through rigorous analysis and deep expertise, resulting in market-leading tools, methodologies, indices, research, and analytical products.
- Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions.
- Fitch Group has dual headquarters in London and New York and is owned by Hearst.
- Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions.
- Fitch fosters a collaborative network of curious minds where differences are strengths, working with integrity and objectivity to provide clarity to the world’s financial markets.
Equal Opportunity
- Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.
