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About the Role

The Credit Products Specialist I supports the underwriting, structuring, and management of commercial credit relationships in the Entertainment industry vertical. This role provides critical financial analysis, assists in risk assessment, and ensures sound credit decision-making, acting as a key partner to sales to structure new loan transactions and monitor portfolios.

Responsibilities

• Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages.
• Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions.
• Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs.
• Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment.
• Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending.
• Uses independent judgement and discretion to make decisions regarding assigned portfolio.
• Analyzes and resolves problems pertaining to the assigned portfolio.
• Performs special projects, and additional duties and responsibilities as required.
• Consistently adheres to regulatory and compliance policies and standards.
• Accountable to maintain compliance with applicable federal, state and local laws and regulations.

Requirements

• Undergraduate Degree (4 years or equivalent) Bachelor’s degree in Finance, Accounting, Economics, or a related field or 5+ years of equivalent experience
• 3+ Years in credit underwriting, portfolio management, or a related field.
• 3+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.)
• Strong financial analysis and risk assessment abilities.
• Basic understanding of loan structuring and credit agreements.
• Proficiency in financial modeling and credit decision tools.
• Effective communication and teamwork skills.
• Strong foundational understanding of financial statements, key ratios, and credit analysis principles.
• Ability to assess financial data, identify trends, and evaluate borrower creditworthiness.
• Ensures accuracy in financial analysis, credit packages, and risk assessments.
• Works effectively with RMs, credit officers, and other stakeholders; strong written and verbal communication skills.
• Ability to manage multiple loan requests, meet deadlines, and prioritize tasks effectively.
• Intermediate Excel skills (financial modeling, pivot tables, VLOOKUP), familiarity with credit analysis software.
• Willingness to develop credit expertise, stay informed on industry trends, and apply new knowledge to underwriting and portfolio management.
• No unusual physical exertion is involved.

Skills

• Financial analysis
• Risk assessment
• Loan structuring
• Credit agreements
• Financial modeling
• Credit decision tools
• Communication
• Teamwork
• Financial statements
• Credit analysis
• Excel
• Credit analysis software

Location

• Beverly Hills, CA 90212

Work Type

• Full-time

Experience Level

• 3+ Years

Education Level

• Bachelor’s degree in Finance, Accounting, Economics, or a related field
• 5+ years of equivalent experience

Salary/Compensations

• $125,983 - $151,150
• $82,163.25 - $131,435.00

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Comprehensive leave program

About the Company

• Flagstar is an Equal Opportunity Employer.
• We are committed to providing clear and accurate compensation information in accordance with applicable laws.
• Total compensation may also include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment.

Equal Opportunity

• Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.