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About the Role

Staff AI/ML Solutions Engineer is a senior individual contributor within the AI/ML organization, accountable end-to-end for AI/ML products across the auto lending ecosystem from the business problem and its prioritization through the solution design, recommending build versus buy decision, and the realized value. This role operates at the intersection of business, product, engineering, and AI/ML, and serves as the single point of contact to the business for their assigned domains.

Responsibilities

Serve as the single point of contact to the business for assigned AI/ML domains; understand business needs, identify AI/ML opportunities, and define solution direction.
Lead discovery: frame the business problem, size the opportunity, and validate the need and feasibility before committing to a solution.
Own the product roadmap and its prioritization, making and demonstrating value in what the organization should and should not pursue.
Define success in measurable terms, the KPIs and the vision and roadmap per‑product.
Translate framed problems into clear solution direction, technical specifications, and delivery plans in partnership with AI/ML Engineering and AI/ML Science teams.
Own the build‑versus‑buy recommendation for assigned solutions, with a defensible rationale; lead vendor evaluation, commercial input, integration design, and proof‑of‑concept scoping.
Own the solution lifecycle from problem framing through delivery, adoption, and continuous improvement.
Continually analyze operational signals from AI Operations viz. cost, quality, and usage and translate them into the roadmap and re‑solutioning work, including vendor renewal and true‑up decisions.
Establish, monitor, and analyze KPIs to evaluate effectiveness and drive iterative improvement.
Act as a trusted advisor to business and technology leadership, influencing decisions through expertise, data, and clear communication, and protecting the roadmap from being captured by what is technically interesting rather than valuable.

Requirements

Bachelor’s degree in computer science, Engineering, Business, Data Science, Artificial Intelligence, Data Analytics or a related field (Master's degree preferred).
8+ years of experience in technical product management, solution ownership, or business‑facing solution roles, preferably within financial services, and including AI/ML or data products.
Strong understanding of AI and machine learning concepts and system design, ability to set realistic expectations, and make defensible build‑versus‑buy decisions.
Demonstrated ability to own a product outcome end to end, from problem framing through launch and post launch monitoring.
Working proficiency with Python, system design and SQL sufficiently to engage credibly with technical teams and reason about feasibility.
Strong understanding of AI features and capabilities including RAG, multi-agent systems, agentic AI, LLM applications, etc.
Demonstrated ability to lead complex, cross‑functional initiatives without formal people management responsibility.
Excellent problem‑solving, analytical, and stakeholder‑communication skills, including ability to communicate value and ROI to senior leadership.
Comfortable operating with significant autonomy, accountability, and ambiguity.
Experience defining metrics and KPI frameworks for AIML or data products.
Experience implementing solutions using Databricks, Mlflow, AWS technology stack.
Experience owning vendor relationships, commercial negotiations, or integration design.
Experience working in at least two of the following areas: Product, Data Science, Machine Learning, Data Engineering, Software Engineering.
Strong working knowledge of Agile and Scrum methodologies.
Ability to translate fuzzy business needs into both a measurable definition of success and a feasible solution shape.
Strong systems thinking and ability to solve problems at the root cause with practical, scalable solutions.
Strong prioritization skills and the ability to say no, when required.
Ability to communicate complex technical and analytical information clearly and concisely, both verbally and in writing, including senior and executive leadership.
Ability to build trust, credibility, and strong relationships across all levels of the organization.
Proven ability to prioritize effectively and execute in a fast‑paced, high‑pressure environment.
Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Skills

Python
System Design
SQL
AI
Machine Learning
RAG
Multi-agent systems
Agentic AI
LLM applications
Databricks
Mlflow
AWS technology stack
Agile
Scrum

Location

Work from home
Southfield, Michigan

Work Type

Remote
Hybrid

Experience Level

Senior
8+ years

Education Level

Bachelor's degree
Master's degree preferred

Salary/Compensations

$153,760 – $225,514
10-20% annual variable bonus of cash and equity

Benefits

401(K) match
Adoption assistance
Parental leave
Tuition reimbursement
Comprehensive medical/ dental/vision

About the Company

Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories.
Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team.
Backed by a strong product, exceptional people, and a stable financial foundation, we’ve grown into a leading provider of used and new car financing across the country.
Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success.
Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance.
We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions.
We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

Equal Opportunity

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all.
As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce.
All qualified applicants will receive consideration for employment regardless of the person’s age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.