About the Role
This role supports the continued growth of MUFG's Real Estate Finance business by originating, structuring, and executing financing transactions in the Living Sector and Logistics. The position involves identifying new business opportunities, leading transaction execution, and managing internal approvals for complex real estate financing.
Responsibilities
- Originate, structure, and execute Real Estate Finance transactions across the Living Sector and Logistics sectors throughout the UK and Europe.
- Support the continued growth of MUFG's Living Sector franchise, with a focus on Purpose-Built Student Accommodation (PBSA), Build-to-Rent (BtR), and Affordable Housing.
- Play a key role in the development and implementation of MUFG's Logistics lending strategy, including supporting internal approvals, establishing sector expertise, and originating new business opportunities.
- Identify, evaluate, and pursue financing opportunities with institutional sponsors and financial institution clients.
- Lead transaction execution processes from origination through to financial close, coordinating internal and external stakeholders throughout the transaction lifecycle.
- Prepare and present high-quality credit applications, approval papers, committee materials, and transaction recommendations.
- Undertake detailed financial analysis, cashflow modelling, transaction structuring, and risk assessment to support lending decisions.
- Coordinate transaction due diligence processes, including engagement with legal advisers, valuation providers, technical consultants, and other external stakeholders.
- Review and negotiate financing documentation alongside internal Legal teams and external counsel.
- Work closely with Sponsor Coverage, Syndication, Credit, Legal, and other product partners to ensure successful transaction execution.
- Maintain oversight of transaction pipelines and provide regular updates to senior management on deal progression and business development activity.
- Monitor market trends, sector developments, and competitor activity across Living Sectors and Logistics.
- Support internal portfolio management, credit, and risk teams by providing sector expertise and transaction-specific insights where required.
- Develop and maintain relationships with clients, sponsors, lenders, advisers, and other market participants to support business growth.
Requirements
- Extensive experience within Real Estate Finance, Commercial Real Estate Lending, Structured Finance, Investment Banking, or a related discipline.
- Proven experience originating, structuring, and executing commercial real estate financing transactions.
- Experience preparing credit applications, committee papers, and obtaining internal credit approvals.
- Experience managing transaction due diligence, documentation, and execution processes.
- Strong experience working with institutional sponsors, financial institutions, and professional advisers.
- Experience of Living Sector asset classes, including PBSA, Build-to-Rent, and/or Affordable Housing.
- Experience underwriting and executing Logistics financing transactions is highly desirable.
- Experience operating within a risk-controlled lending environment and working closely with Credit and Risk functions.
Skills
- Strong commercial real estate credit and underwriting skills.
- Advanced financial modelling, cashflow forecasting, and analytical capabilities.
- Strong understanding of commercial real estate financing structures and debt markets.
- Ability to structure and analyse complex financing transactions.
- Strong credit writing skills, including preparation of credit applications and investment committee materials.
- Strong understanding of UK and European real estate markets.
- Commercial mindset with the ability to identify and evaluate business opportunities.
- Excellent stakeholder management and relationship-building skills.
- Strong presentation and communication skills.
- Ability to manage multiple transactions and competing priorities simultaneously.
- Advanced proficiency in Microsoft Excel, PowerPoint, and other financial analysis tools.
- Entrepreneurial mindset with a strong desire to contribute to the growth of a developing business.
- Self-motivated and capable of working effectively with a high degree of autonomy.
- Strong commercial judgement and problem-solving ability.
- Proactive approach to identifying opportunities and overcoming challenges.
- Ability to build strong relationships with clients, colleagues, and other stakeholders.
- Collaborative team player with a willingness to support broader team objectives.
- High level of professionalism, integrity, and personal accountability.
- Strong attention to detail and commitment to producing high-quality work.
- Resilient and able to perform effectively in a fast-paced and evolving environment.
- Ability to thrive in a small, entrepreneurial team environment with significant individual responsibility.
Location
- UK
- Europe
Work Type
- Flexible working requests considered
Experience Level
- Extensive experience within Real Estate Finance, Commercial Real Estate Lending, Structured Finance, Investment Banking or a related discipline.
- Proven experience originating, structuring and executing commercial real estate financing transactions.
- Experience preparing credit applications, committee papers and obtaining internal credit approvals.
- Experience managing transaction due diligence, documentation and execution processes.
- Strong experience working with institutional sponsors, financial institutions and professional advisers.
- Experience of Living Sector asset classes, including PBSA, Build-to-Rent and/or Affordable Housing.
- Experience underwriting and executing Logistics financing transactions is highly desirable.
- Experience operating within a risk-controlled lending environment and working closely with Credit and Risk functions.
Education Level
- Bachelor's degree or equivalent qualification in Finance, Economics, Real Estate, Business or a related discipline and or equivalent work experience.
- Relevant professional qualifications (e.g. CFA, ACA, MRICS or equivalent) are advantageous but not essential.
About the Company
- Mitsubishi UFJ Financial Group (MUFG) is one of the world’s leading financial groups with 150,000 colleagues globally.
- MUFG strives to make a difference for every client, organization, and community served.
- The company stands for its values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
- MUFG's vision is to be the world’s most trusted financial group.
- It is part of MUFG's culture to put people first, listen to new and diverse ideas, and collaborate toward greater innovation, speed, and agility.
- MUFG invests in talent, technologies, and tools that empower employees to own their careers.
Equal Opportunity
- MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected, and their opinions count.
- The company supports the principles of equality, diversity, and inclusion in recruitment and employment.
- MUFG opposes all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief, and marriage or civil partnership.
- Recruitment decisions are made in a non-discriminatory manner in accordance with the commitment to identifying the right skills for the right role and legal obligations.
