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About the Role

Hive Financial Systems creates software for lenders. This role owns the systems, processes, and capabilities for underwriting and lead generation, including the decision engine, verification workflow, lead decisioning, scoring integration, and contracts. The Product Manager or Senior Product Manager will define what to build and why, and will be accountable for the quality of acceptance criteria, backlog health, and feature adoption. This role reports directly to the Product and Technology Leader, allowing for faster context, feedback, and growth.

Responsibilities

• Define and write Given/When/Then acceptance criteria for quality assurance.
• Maintain a groomed backlog with 40-60% of stories ready for the next sprint.
• Break work into increments of fourteen days or less.
• Ensure every story is linked to an epic with a measurable goal.
• Drive story-mapping and journey-mapping sessions.
• Develop and maintain the roadmap for the assigned area.
• Understand and explain the end-to-end technical operational flow.
• Instrument systems for effectiveness, efficiency, flow, and product health.
• Capture baseline metrics before launch.
• Ensure analytics are part of the definition of done.
• Define measurable outcomes for all work items.
• Challenge the value of work items to focus on high-ROI initiatives.
• Trace needs from voicing to value realization.
• Contribute to operational readiness and rollout, including internal team preparation and feature-flagged releases.
• Gather adoption signals to measure capability landing.
• Surface status, risk, and results proactively.
• Communicate decisions through demonstrations, documentation, and information radiators.
• Lead with the headline in communications.
• Bring problems with recommended solutions when off track.
• Own systems that determine application outcomes (approve, decline, conditional).
• Own systems for approve, decline, and resell decisions, pre-approval, and re-application eligibility.
• Author requirements for scoring services and vendor waterfalls.
• Own routing, mapping, and attribution capabilities for leads.
• Ensure every decline has a traceable adverse-action reason.
• Test fair-lending exposure in models, rules, and derived features before deployment.
• Write requirements for consent, disclosure, and state-level constraints.
• Ensure every decision path is replayable from an immutable audit trail.
• Step into operational readiness, go-to-market, and product-marketing ownership within the first six to twelve months.

Requirements

• Bachelor's degree and 4 years' experience in a related field, or 8 years' experience in a related field in lieu of a degree.
• 3+ years in product management.
• Demonstrated experience writing testable acceptance criteria that engineering and QA build directly against.
• Demonstrated ownership of discovery from problem identification through validated solution direction.
• Experience with API or event contracts as products.
• Experience with capability products whose consumers are other products and teams.
• Fluency with modern agile delivery in a multi-team environment.
• Strong written and verbal communication skills.
• Ability to precisely articulate a problem, the tradeoff, and the recommendation.
• Proficiency with AI tools integrated into product workflows.
• Understand and know Commercial and Technical Product Management as well as the differences.
• Experience in a regulated domain (consumer lending, payments, banking, insurance, or credit and risk).
• Consumer lending experience (decisioning, underwriting policy, bank-data or income verification, bureau data, or adverse action).
• Lead generation, performance marketing, or lead-marketplace experience.
• Capabilities with machine learning in the decision path.
• Familiarity with model-risk governance.
• Multi-tenant, configuration-driven platform experience where tenant differences are configuration rather than code.
• Experience using Jira and Confluence in an outcome-traceable story-to-epic-to-initiative structure.

Skills

• Product Management
• Agile Delivery
• API Contracts
• Event Contracts
• Acceptance Criteria Writing
• Backlog Management
• Roadmap Development
• Technical Operational Flow Understanding
• Metrics Instrumentation
• Data Analysis
• AI Tools Integration
• Commercial Product Management
• Technical Product Management
• Consumer Lending
• Lead Generation
• Machine Learning
• Model-Risk Governance
• Jira
• Confluence

Location

• Atlanta, GA (Buckhead)

Work Type

• In office
• Individual Contributor

Experience Level

• Mid to Senior

Education Level

• Bachelor's degree

About the Company

• Hive Financial Systems creates the software that lenders use for Loan Management.