About the Role
This role is a key member of the J.P. Morgan Private Bank team, managing complex borrowing relationships by presenting Credit solutions to ultra-high net worth clients and advising on implementation.
Responsibilities
- Originate credit leads from prospects and existing clients and lead credit marketing initiatives for MENAT clients
- Provide clients with the full suite of lending services including SBL, specialty lending, real estate lending and broader structured lending
- Participate and lead prospection initiatives
- Partner with other client advisory professionals to uncover needs and deliver sophisticated and innovative solutions to client and prospect financings or restructurings
- Act as an internal sales leader for the credit product, liaising with the Market Manager, Bankers and Investors to ensure credit is a core part of the JP Morgan offering
- Develop creative, innovative solutions to new client financings or restructurings within acceptable credit/risk parameters
- Analyze client capital structures and advise on appropriateness of structure vis-à-vis client's balance sheet, cash flow
- Balance objectives of client, new business generation and risk management
- Underwrite and execute both loan and derivative structures
- Play lead role in credit approval process, including supervising credit approval memos/restructure memos, directing analysis, due diligence, credit presentation, recommending and reviewing documentation, and recommending pricing
- Demonstrate credit/risk management discipline, including monitoring portfolio risk, changing debt structure/risk ratings in response to changes in risk, and proactively working to improve portfolio quality and prevent loss
- Work in a team-based environment and assist in the development and retention of junior team members
Requirements
- Strong expertise in credit, financial instruments and derivatives transactions
- Energetic and driven with the ability to demonstrate excellent relationship management skills
- Business development and overall marketing skills
- High level of analytical skills, including financial analysis
- Ability to identify and analyze credit opportunities and the attendant credit risks
- Familiarity and expertise with credit documentation
- Experience in structuring complex transactions
- Ability to maintain a balance between marketing and credit risk roles
Skills
- Credit
- Financial instruments
- Derivatives transactions
- Relationship management
- Business development
- Marketing
- Analytical skills
- Financial analysis
- Credit risk analysis
- Credit documentation
- Structuring complex transactions
Location
- UK-based
Work Type
- Full-time
Experience Level
- Experienced
About the Company
- J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors.
- Our first-class business in a first-class way approach to serving clients drives everything we do.
- We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
- We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success.
- J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions.
- Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals.
- Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.
Equal Opportunity
- We are an equal opportunity employer and place a high value on diversity and inclusion at our company.
- We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
- We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.
