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About the Role

The Product Manager for Global Accounts and Payment Rails will define and drive the product strategy, roadmap, and execution for Thunes' global collections and settlement capabilities to accelerate Business Payments. This role is critical in enabling next-generation financial institutions and global Merchants to facilitate global payments through multi-currency Virtual Account and local payment rail integrations. You will be an end-to-end owner, taking full responsibility from ideation through to go-to-market and continuous performance feedback. Success requires a deep understanding of the global payments landscape, including regulatory requirements, clearing and settlement mechanisms, and technical complexities of connecting to diverse national payment schemes. You will champion your product both internally and externally.

Responsibilities

Define and own the strategic vision and roadmap for Thunes' Global Accounts and local payment rail integration products, ensuring alignment with Thunes’ overall growth strategy.
Conduct in-depth market research, competitive analysis, and customer interviews to identify new opportunities for collections and settlements products.
Develop clear product documentation, including feature requirements, user stories, use cases, and acceptance criteria.
Lead the product implementation lifecycle for integration with new global and domestic payment schemes.
Deeply understand the technical and operational requirements of schemes like SEPA, FPS, BACS, FedNow, UPI, PIX, and translate them into product features and integration specifications.
Ensure that Virtual Account and payment rail products meet all necessary compliance, regulatory, and reconciliation standards.
Benchmark and accelerate the time-to-settlement across key payment corridors.
Drive product features that enhance traceability, transparency, and enriched remittance data for business payments.
Develop solutions for flexible payment initiation and bulk processing tailored to high-volume B2X use cases.
Serve as the primary product expert, working closely with Network, Treasury, Finance, Compliance, and Legal teams.
Collaborate with Engineering and Architecture teams to define scalable, modular, and robust technical solutions.
Support Business Development and Sales teams with product collateral, training, and deep technical expertise.

Requirements

5+ years of Product Management experience in a FinTech or Financial Services environment, focused on payments, banking, or core infrastructure products.
Mandatory deep hands-on experience with Bank payment rails and integrating with/participating in national payment schemes (e.g., SEPA, FPS, ACH, Direct Debit, Real-Time Payment schemes globally).
Proven experience in building or managing Virtual Account (VA) or digital IBAN/Account Identifier capabilities for corporate or institutional clients.
Strong technical acumen with the ability to articulate complex payment system requirements and integration flows to both technical and non-technical audiences.
Solid understanding of global cash management, reconciliation, settlement, and safeguarding processes, specifically in a B2X cross-border context.

Skills

Product Strategy
Roadmap Development
Product Execution
Market Research
Competitive Analysis
Customer Interviews
Product Documentation
User Stories
Acceptance Criteria
Payment Rail Integration
SEPA
FPS
BACS
FedNow
UPI
PIX
Compliance
Regulatory Adherence
Reconciliation
Settlement
Virtual Accounts
Global Accounts
Treasury
Finance
Legal
Engineering Collaboration
Architecture Collaboration
Business Development Support
Sales Support
Technical Expertise

Location

Singapore
Abidjan
Barcelona
Beijing
Dubai
Hong Kong
Johannesburg
London
Manila
Nairobi
Paris
Riyadh
San Francisco
Shanghai

Work Type

Hybrid

Experience Level

5+ years of Product Management experience

Benefits

Great compensation package, including performance & company bonus
Private Health insurance for you and your family
Life insurance
Mobile allowance
Employee wellbeing & support program
Learning & Development budget
Work-life balance (flexibility and hybrid working policy)
Great offices in the center of Barcelona (close to Sagrada Familia)
25 days of holidays + 2 Thunes Out Days + 2 Community days

About the Company

Thunes is the Smart Superhighway to move money around the world.
Thunes’ proprietary Direct Global Network allows Members to make payments in real-time in over 130 countries and more than 80 currencies.
Thunes’ network connects directly to over 7 billion mobile wallets and bank accounts worldwide, as well as 15 billion cards via more than 320 different payment methods.
Thunes’ Direct Global Network differentiates itself through its worldwide reach, in-house SmartX Treasury System and Fortress Compliance Platform, ensuring Members of the network receive unrivaled speed, control, visibility, protection and cost efficiencies when making real-time payments, globally.
Members of Thunes’ Direct Global Network include gig economy giants like Uber and Deliveroo, super-apps like Grab and WeChat, MTOs, fintechs, PSPs and banks.
Headquartered in Singapore, Thunes has offices in 14 locations.