Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

This role is responsible for facilitating parts of credit underwriting and monitoring for new and existing clients. Key responsibilities include completing credit analysis, evaluating risks, and writing financial analysis using various tools and systems. Job expectations include analyzing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank’s risk appetite. Responsible for managing credit activities to support underwriting of commercial credit clients (e.g., financial spreading, risk rating scorecard, covenant tests). Key responsibilities include analyzing ongoing credit and escalating to the credit team as appropriate.

Responsibilities

Analyzes financial statements and summarizes existing client's performance via periodic risk profile reviews
Partners with credit and client teams both within Centralized and Regional Credit Lines of Business
Manages risk through accurate financial spreading, risk rating, and covenant test calculations
Expands expertise by reviewing policy and procedure thoroughly and actively participating in continuing education sessions
Collaborates with peers to manage optimal workflow
Identifies and escalates process breakdowns

Requirements

Credit and Risk Assessment
Financial Analysis
Understanding of Financial Accounting Principles
Credit Documentation Requirements
Critical Thinking
Prioritization
Attention to Detail
Business Acumen
Decision Making
Written Communications
Client Management
Recording/Organizing Information
Analytical Thinking
Financial Forecasting and Modeling
Collateral Management
Underwriting
Financial Ratio Analysis

Location

Los Angeles, CA
San Francisco, CA

Work Type

Onsite
Full-time

Experience Level

Commercial Credit analyst I, II, or III
1-3 years of relevant work experience

Education Level

BA/BS Degree in Finance, Accounting, or Business Administration
High School Diploma / GED / Secondary School or equivalent

Salary/Compensations

$74,000.00 - $84,100.00

Benefits

Discretionary incentive eligible
Eligible for annual discretionary award
Industry-leading benefits
Access to paid time off
Resources and support

About the Company

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.
We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth.
We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success.
This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences.
These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development.
Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!