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About the Role

Manage and develop a team of Loan Analysts responsible for the first-line scrubbing and preparation of loan applications. Combine hands-on analytical leadership with people management to ensure speed, accuracy, and consistency as application volumes scale. This is an opportunity for an experienced analyst to step into a leadership role within a high-growth lending business.

Responsibilities

• Lead, coach, and develop a team of Loan Analysts, setting clear performance expectations and supporting their growth
• Own the quality and throughput of the scrubbing process, ensuring applications are accurately prepared and handed off to Underwriting without unnecessary delay
• Review team output and provide structured feedback, identifying gaps in accuracy or process understanding early
• Design and refine workflows, checklists, and quality controls to improve consistency as the team scales
• Act as the key link between the Loan Analyst team and Underwriting, resolving queries and escalations quickly
• Monitor team capacity against application volume and flag resourcing needs to the Global Head of Sales
• Support onboarding and training for new Loan Analysts joining the team
• Maintain and report on team KPIs, including turnaround time and quality metrics

Requirements

• Proven experience as a Loan Analyst, Credit Analyst, or similar role within SME or commercial lending
• Prior experience leading, mentoring, or informally supervising a small team
• Strong attention to detail and a track record of maintaining accuracy under volume pressure
• Comfortable using data to manage performance
• Clear, confident communicator, able to give direct feedback and manage up to senior stakeholders
• A genuine interest in credit and lending, with an eye for spotting risk early in the process
• Experience in a fast-scaling fintech or non-bank lender (Bonus)
• Exposure to unsecured SME lending or merchant cash advances specifically (Bonus)

Skills

• Excel/BI tool proficiency

Location

• London

Work Type

• 4 days in-office

Experience Level

• Experienced analyst ready to step into their first or next leadership role

Salary/Compensations

• Competitive salary, reflective of experience

Benefits

• Performance-based bonus scheme
• 25 days annual leave plus bank holidays
• Private health insurance
• Genuine progression opportunities in a fast-scaling business
• A collaborative, high-performance culture built on our C.O.R.E values

About the Company

• Elect Capital is a fast-growing SME lender providing working capital loans, business loans, and merchant cash advances to small and medium-sized businesses.
• We operate across the UK, Australia, Canada, and the US, helping ambitious businesses access the funding they need to grow.
• Our Mission: We exist to make fast, fair funding accessible to the SMEs that keep local economies moving — cutting through the slow, rigid processes of traditional lenders so business owners can focus on what they do best.
• Our Values: C.O.R.E - Challenge, Opportunity, Resilience, Edge