Lead Lending Operations Analyst at Elect Capital | England, GBR | Rezi

Lead Lending Operations Analyst at Elect Capital

Lead Lending Operations Analyst

Elect Capital · England, GBR

Today

Lead Lending Operations Analyst

Elect Capital · England, GBR

9 hours ago
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About the Role

Lead the post-approval stage of the lending pipeline, ensuring accurate and timely loan completion and disbursement. This role involves leading a team responsible for loan documentation, compliance checks, and final readiness.

Responsibilities

  • Lead, coach, and develop a team of Lending Operations Analysts, setting clear performance standards and supporting day-to-day workload management.
  • Own the post-underwriting workflow: loan documentation preparation, condition clearing, compliance sign-off, and disbursement readiness.
  • Monitor turnaround times and pipeline throughput, identifying and resolving bottlenecks between underwriting approval and funding.
  • Act as the key point of escalation for complex or delayed cases, liaising closely with Underwriting, Credit, and Compliance teams.
  • Build and refine SOPs to improve accuracy, consistency, and speed across the prepping function.
  • Report on team performance, pipeline health, and completion metrics to senior leadership.
  • Support hiring, onboarding, and training as the team scales.

Requirements

  • Proven experience in a lending operations, loan servicing, or post-approval/completions role within SME or commercial lending.
  • Prior people management or team lead experience, ideally within a fast-paced lending or fintech environment.
  • Strong working knowledge of loan documentation, conditions precedent, and disbursement processes.
  • Excellent attention to detail balanced with a sense of urgency around turnaround times.
  • Comfortable working cross-functionally with Underwriting, Credit, and Compliance.
  • Experience with unsecured business lending or merchant cash advance products is a bonus.

Location

  • London, UK

Work Type

  • Hybrid

Salary/Compensations

  • Competitive base salary plus performance bonus

Benefits

  • Private health insurance
  • 25 days annual leave plus bank holidays
  • Genuine career progression
  • Collaborative, fast-moving team
  • Modern London office with flexible hybrid working

About the Company

  • Elect Capital is a fast-growing SME lender providing working capital loans, business loans, and merchant cash advances to small and medium-sized businesses across the UK, Australia, Canada, and the US.
  • Our Mission: To become the most trusted lending partner for SMEs globally — combining speed, transparency, and genuine relationship-driven support at every stage of the loan journey.
  • Our Values: C.O.R.E - Challenge, Opportunity, Resilience, Edge.