Rating Analyst - Asset‑Backed Securities, Denver or Toronto at S&P Global | Toronto, Ontario, CAN | Rezi

Rating Analyst - Asset‑Backed Securities, Denver or Toronto at S&P Global

Rating Analyst - Asset‑Backed Securities, Denver or Toronto

S&P Global · Toronto, Ontario, CAN

Today

Rating Analyst - Asset‑Backed Securities, Denver or Toronto

S&P Global · Toronto, Ontario, CAN

5 hours ago
Resume preview

Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

This role presents an opportunity to contribute to a team at the forefront of ratings innovation focused on structured finance. Financial markets are constantly evolving, and this role supports the timely delivery of high-quality credit opinions on innovative and complex structured finance transactions backed by both ABS assets, as well as ratings on short-term securities, including Letter of Credit, Tender Option Bond and Commercial Paper.

Responsibilities

  • Develop credit judgement through feedback/coaching and standard methodologies; reinforce standard ways of working to improve consistency and trust.
  • Support AI-enabled team productivity by sharing reusable prompts, templates, checklists, and automations that support judgment, reduce rework, and accelerate delivery.
  • Support onboarding/capability-building of more junior colleagues through guidance on routines, quality standards, and effective use of approved tools.
  • Contribute to workflow improvement initiatives.
  • Support innovation by proactively challenging existing processes, leveraging new tools, and applying fresh perspectives to complex data and problem-solving.
  • Own delivery for assigned credits with clear status updates, strong prioritisation, and early escalation of risks/dependencies to ensure decision-ready outputs.
  • Maintain ongoing surveillance for assigned credits you support with, synthesising developments into insights that support analytical discussions and committee materials with clear evidence.
  • Build/maintain analytical packs using standard templates; apply automation to reduce rework while retaining human ownership of conclusions.
  • Use approved GenAI/LLM tools as an enabler for research/comparison/drafting.
  • Collect/reconcile/validate data; identify anomalies/gaps early.
  • Support maintenance/review of models under guidance; document assumptions/changes; standardise routines to reduce operational risk.
  • Support rating committees by preparing well-evidenced materials and responding to follow-up questions with transparency on sources and assumptions.
  • Translates data, analysis, and research into clear, decision-ready narratives for clients and senior stakeholders.
  • Clarifying technical information, bringing new ideas forward and adapting messaging to the audience.
  • Apply confidentiality, documentation, and governance requirements consistently, ensuring human accountability for final analysis and committee content.
  • Support testing of automation/agentic AI tools identified through process improvement initiatives.

Requirements

  • Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed.
  • Ability to analyze and solve non-routine problems in a timely and insightful manner.
  • Ability to multi-task and manage deadlines under time pressure.
  • Collaborative teammate who manages priorities and communicates clearly in a partnership-driven environment.
  • Learning agility and continuous improvement mindset, comfortable adopting new tools while protecting quality and accountability.
  • Ability to support juniors through guidance, quality checks, and knowledge sharing including responsible AI practices.
  • Strong research/data analysis skills.
  • Financial statement/data competence; experience supporting modelling preferred.
  • Understanding of credit/risk concepts.
  • Practical AI fluency: uses GenAI/LLMs to augment analysis.
  • Strong spreadsheet skills; willingness to learn data/automation tools to supervise and validate automated outputs.
  • Effective written and verbal communicator, able to present research and analysis in a clear, structured way that supports informed decision making.
  • High standards for accuracy, traceability, and documentation.
  • Responsible technology use: follows approved boundaries to protect confidentiality and integrity.

Skills

  • AI-enabled team productivity
  • GenAI/LLM tools
  • Data analysis
  • Financial statement analysis
  • Credit/risk concepts
  • Spreadsheet skills
  • Automation tools
  • Written communication
  • Verbal communication

Location

  • Remote
  • Onsite

Work Type

  • Full-time
  • Hybrid

Experience Level

  • Two to three years’ of relevant work experience

Education Level

  • Bachelor’s degree or equivalent required
  • Master’s degree or professional certification (such as CFA) is highly valued

Salary/Compensations

  • $62,000 USD to $88,000 USD
  • 64,000 CAD to 104,000 CAD

Benefits

  • Eligible for an annual incentive plan
  • Health & Wellness: Health care coverage designed for the mind and body.
  • Flexible Downtime: Generous time off helps keep you energized for your time on.
  • Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
  • Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
  • Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
  • Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

About the Company

  • Credit Ratings is an integral part of the Global Ratings Services team, comprising a diverse group of 1,400 analysts spread across key financial hubs worldwide.
  • The Structured Finance and Alternate Investment Funds practice evaluates the credit risk of securitized products and fund structures by analysing underlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios.
  • Analysts produce opinions that help issuers and investors compare complex instruments, bringing market-relevant perspectives on topics such as performance trends, issuance conditions, and AI’s role in origination and securitization.
  • At S&P Global, our values - Discovery, Integrity, and Partnership - shape how we work, how we collaborate, and how we earn trust with our customers and each other.
  • We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance what has always defined us: the intelligence of our people, deep relationships, and trusted insights.
  • By leveraging technology with human expertise, we help our teams navigate complexity and deliver actionable, decision-ready intelligence without compromising quality, accountability, or integrity.
  • At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction.
  • By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
  • S&P Global Ratings is a division of S&P Global (NYSE: SPGI).
  • S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets.
  • With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
  • Advancing Essential Intelligence.
  • We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective.
  • Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
  • From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it.
  • We are changing the way people see things and empowering them to make an impact on the world we live in.
  • We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business.
  • Integrity, Discovery, Partnership
  • Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead.
  • We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

Equal Opportunity

  • S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.
  • Only electronic job submissions will be considered for employment.
  • If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
  • US Candidates Only: Know Your Rights: Workplace discrimination is illegal