About the Role
This role presents an opportunity to contribute to a team at the forefront of ratings innovation focused on structured finance. Financial markets are constantly evolving, and this role supports the timely delivery of high-quality credit opinions on innovative and complex structured finance transactions backed by both ABS assets, as well as ratings on short-term securities, including Letter of Credit, Tender Option Bond and Commercial Paper.
Responsibilities
- Develop credit judgement through feedback/coaching and standard methodologies; reinforce standard ways of working to improve consistency and trust.
- Support AI-enabled team productivity by sharing reusable prompts, templates, checklists, and automations that support judgment, reduce rework, and accelerate delivery.
- Support onboarding/capability-building of more junior colleagues through guidance on routines, quality standards, and effective use of approved tools.
- Contribute to workflow improvement initiatives.
- Support innovation by proactively challenging existing processes, leveraging new tools, and applying fresh perspectives to complex data and problem-solving.
- Own delivery for assigned credits with clear status updates, strong prioritisation, and early escalation of risks/dependencies to ensure decision-ready outputs.
- Maintain ongoing surveillance for assigned credits you support with, synthesising developments into insights that support analytical discussions and committee materials with clear evidence.
- Build/maintain analytical packs using standard templates; apply automation to reduce rework while retaining human ownership of conclusions.
- Use approved GenAI/LLM tools as an enabler for research/comparison/drafting.
- Collect/reconcile/validate data; identify anomalies/gaps early.
- Support maintenance/review of models under guidance; document assumptions/changes; standardise routines to reduce operational risk.
- Support rating committees by preparing well-evidenced materials and responding to follow-up questions with transparency on sources and assumptions.
- Translates data, analysis, and research into clear, decision-ready narratives for clients and senior stakeholders.
- Clarifying technical information, bringing new ideas forward and adapting messaging to the audience.
- Apply confidentiality, documentation, and governance requirements consistently, ensuring human accountability for final analysis and committee content.
- Support testing of automation/agentic AI tools identified through process improvement initiatives.
Requirements
- Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed.
- Ability to analyze and solve non-routine problems in a timely and insightful manner.
- Ability to multi-task and manage deadlines under time pressure.
- Collaborative teammate who manages priorities and communicates clearly in a partnership-driven environment.
- Learning agility and continuous improvement mindset, comfortable adopting new tools while protecting quality and accountability.
- Ability to support juniors through guidance, quality checks, and knowledge sharing including responsible AI practices.
- Strong research/data analysis skills.
- Financial statement/data competence; experience supporting modelling preferred.
- Understanding of credit/risk concepts.
- Practical AI fluency: uses GenAI/LLMs to augment analysis.
- Strong spreadsheet skills; willingness to learn data/automation tools to supervise and validate automated outputs.
- Effective written and verbal communicator, able to present research and analysis in a clear, structured way that supports informed decision making.
- High standards for accuracy, traceability, and documentation.
- Responsible technology use: follows approved boundaries to protect confidentiality and integrity.
Skills
- AI-enabled team productivity
- GenAI/LLM tools
- Data analysis
- Financial statement analysis
- Credit/risk concepts
- Spreadsheet skills
- Automation tools
- Written communication
- Verbal communication
Location
- Remote
- Onsite
Work Type
- Full-time
- Hybrid
Experience Level
- Two to three years’ of relevant work experience
Education Level
- Bachelor’s degree or equivalent required
- Master’s degree or professional certification (such as CFA) is highly valued
Salary/Compensations
- $62,000 USD to $88,000 USD
- 64,000 CAD to 104,000 CAD
Benefits
- Eligible for an annual incentive plan
- Health & Wellness: Health care coverage designed for the mind and body.
- Flexible Downtime: Generous time off helps keep you energized for your time on.
- Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
- Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.
- Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.
- Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.
About the Company
- Credit Ratings is an integral part of the Global Ratings Services team, comprising a diverse group of 1,400 analysts spread across key financial hubs worldwide.
- The Structured Finance and Alternate Investment Funds practice evaluates the credit risk of securitized products and fund structures by analysing underlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios.
- Analysts produce opinions that help issuers and investors compare complex instruments, bringing market-relevant perspectives on topics such as performance trends, issuance conditions, and AI’s role in origination and securitization.
- At S&P Global, our values - Discovery, Integrity, and Partnership - shape how we work, how we collaborate, and how we earn trust with our customers and each other.
- We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance what has always defined us: the intelligence of our people, deep relationships, and trusted insights.
- By leveraging technology with human expertise, we help our teams navigate complexity and deliver actionable, decision-ready intelligence without compromising quality, accountability, or integrity.
- At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction.
- By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
- S&P Global Ratings is a division of S&P Global (NYSE: SPGI).
- S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets.
- With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.
- Advancing Essential Intelligence.
- We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective.
- Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
- From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it.
- We are changing the way people see things and empowering them to make an impact on the world we live in.
- We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business.
- Integrity, Discovery, Partnership
- Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead.
- We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.
Equal Opportunity
- S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.
- Only electronic job submissions will be considered for employment.
- If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
- US Candidates Only: Know Your Rights: Workplace discrimination is illegal
