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About the Role

Independence Pet Holdings is seeking a Lead Data Scientist with expertise in P&C or Pet Insurance pricing to join their R&D team. This senior individual contributor role will lead pricing model development, promote analytical best practices, and act as a subject matter expert in insurance pricing. The role involves end-to-end project ownership, balancing multiple initiatives, and communicating complex modeling work to diverse audiences.

Responsibilities

Develop, refine, and maintain GLM-based pricing models and related regression approaches for rate setting, segmentation, and performance forecasting.
Apply machine learning techniques to enhance predictive accuracy and customer behavior insights.
Serve as a technical lead on pricing initiatives, ensuring methodological rigor and regulatory awareness.
Drive scoped projects independently to completion, escalating questions or blockers appropriately.
Manage a rotating portfolio of 2-4 active projects, including pricing model builds, research initiatives, and support for regulatory filings.
Conduct exploratory data analysis to understand relationships across pricing, conversion, retention, and risk segmentation.
Perform advanced root-cause analysis using SQL and statistical techniques to investigate data issues and collaborate with engineering to resolve them.
Translate complex analytical findings into clear, actionable insights for leadership.
Present modeling results, assumptions, and recommendations to senior leadership.
Become an SME in a key area of insurance pricing, providing guidance to peers, leaders, and cross-functional partners.
Mentor junior team members and contribute to elevating data science best practices.
Demonstrate flexibility in leading or following depending on project needs, contributing to a collaborative team environment.

Requirements

Graduate degree in Statistics, Mathematics, Data Science, Actuarial Science, or related quantitative field and 2+ years of experience in a data science or analytical role OR 4+ years of progressive experience in data science or analytics.
At least 1 year of experience in P&C or Pet Insurance pricing (rate modeling, GLMs, segmentation, or related actuarial/data science work).
Strong proficiency in Python and SQL for data manipulation, modeling, and analysis.
Deep understanding of GLMs, regression modeling, and statistical inference.
Demonstrated ability to communicate complex technical concepts to both technical and non-technical audiences.
Ability to manage multiple priorities in a fast-paced environment with a small, high-impact team.
Strong problem-solving skills, critical thinking, and attention to detail.
Experience with Snowflake, Databricks, or SQL Server (preferred).
Familiarity with data warehousing concepts (preferred).
Hands-on experience with WTW Radar, Emblem, or Earnix (preferred).
Experience building dashboards in Power BI or similar tools (preferred).

Skills

Python
SQL
GLMs
Regression modeling
Statistical inference
Data manipulation
Data analysis
Pricing model development
Machine learning
Snowflake
Databricks
SQL Server
Power BI

Location

Remote (U.S.)

Work Type

Remote
Full-time

Experience Level

Senior
2+ years of experience in a data science or analytical role
4+ years of progressive experience in data science or analytics
1+ year of experience in P&C or Pet Insurance pricing

Education Level

Graduate degree in Statistics, Mathematics, Data Science, Actuarial Science, or related quantitative field

Benefits

Comprehensive full medical, dental and vision Insurance
Basic Life Insurance at no cost to the employee
Company paid short-term and long-term disability
12 weeks of 100% paid Parental Leave
Health Savings Account (HSA)
Flexible Spending Accounts (FSA)
Retirement savings plan
Personal Paid Time Off
Paid holidays and company-wide Wellness Day off
Paid time off to volunteer at nonprofit organizations
Commuter Benefits
Group Pet Insurance
On the job training and skills development
Employee Assistance Program (EAP)

About the Company

Established in 2021, Independence Pet Holdings is a corporate holding company that manages a diverse and broad portfolio of modern pet health brands and services, including insurance, pet education, lost recovery services, and more throughout North America.
We believe pet insurance is more than a financial product and build solutions to simplify the pet parenting journey and help improve the well-being of pets.
As a leading authority in the pet category, we operate with a full stack of resources, capital, and services to support pet parents.
Our multi-brand and omni-channel approach include our own insurance carrier, insurance brands and partner brands.
Independence American Insurance Company (IAIC), a subsidiary of IPH, has over 50 years of underwriting experience and a history of innovation in the pet insurance industry.
IAIC has built a reputation as a trusted and dependable partner.
We are a pet-focused underwriter with deep insurance industry experience, offering a product with proven consumer appeal.