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About the Role

SafeLease is seeking a detail-driven Senior Insurance Forms Analyst to join our pricing team. This role will own the language behind our insurance products across both commercial and personal lines, focusing on coverage intent, precision, and compliance. You will draft, refine, and maintain policy forms, endorsements, and manuscript wordings, and shepherd them through the regulatory filing process.

Responsibilities

• Draft, revise, and maintain base policy forms, endorsements, exclusions, definitions, and manuscript wordings for commercial lines products.
• Translate underwriting and product intent into precise, unambiguous policy language that holds up at claim time.
• Build and maintain a library of standardized clauses and reusable endorsement language to ensure consistency across both commercial and personal lines products.
• Analyze coverage intent, identify unintended grants, gaps, and overlaps, and recommend wording changes to close them.
• Compare our forms against ISO standard forms and competitor manuscript wordings to guide differentiation and coverage positioning.
• Partner with product and underwriting to bring new coverages and product enhancements to market on the wording side.
• Prepare and manage form filings with state departments of insurance, including submissions through SERFF, and track approvals and objections.
• Ensure forms comply with admitted and non-admitted (E&S) requirements and company policy, conducting independent research of state statutes where required.
• Coordinate with legal resources and carrier personnel to obtain necessary approvals for coverage and forms changes.
• Work with underwriting, claims, legal, and technology teams to align wording with operational reality and system configuration.
• Advise claims on coverage interpretation and feed lessons from claims disputes back into wording improvements.
• Support sales and underwriting with clear explanations of coverage grants, conditions, and exclusions.
• Maintain version control, edition dating, and documentation for all forms and endorsements across the portfolio.
• Monitor regulatory change, case law, and emerging exposures, and update wordings proactively to manage coverage and litigation risk.

Requirements

• A bachelor's degree in Insurance, Business, English, Legal Studies, or a related field, or a JD. Relevant experience and demonstrated skills can substitute for formal education.
• 3+ years drafting or managing commercial lines policy forms, endorsements, or coverage wordings, or comparable insurance coverage/legal experience.
• Strong grasp of both commercial and personal lines coverages, ISO forms, manuscript wordings, and policy construction.
• Familiarity with state filing processes and SERFF; understanding of admitted and non-admitted regulatory requirements.
• Exceptional written precision, with the ability to spot ambiguity, unintended coverage, and gaps in policy language.
• Excellent communication and stakeholder-management skills across underwriting, legal, and claims.
• Highly organized and detail-oriented, able to manage many forms, editions, and filings in parallel.
• Employment at SafeLease is contingent upon a satisfactory verification of a general and criminal background check.

Skills

• Commercial lines policy forms drafting
• Commercial lines policy forms management
• Commercial lines endorsements drafting
• Commercial lines endorsements management
• Commercial lines coverage wordings drafting
• Commercial lines coverage wordings management
• Insurance coverage analysis
• Legal experience
• Commercial lines coverages
• Personal lines coverages
• ISO forms
• Manuscript wordings
• Policy construction
• E&S / non-admitted experience
• State filing processes
• SERFF
• Admitted regulatory requirements
• Non-admitted regulatory requirements
• Written precision
• Stakeholder management
• Organization
• Detail-orientation

Location

• Remote

Work Type

• Full-time

Experience Level

• Senior

Education Level

• Bachelor's degree
• Juris Doctor

Benefits

• Unlimited PTO
• Full health benefits
• Flexible work setups
• Competitive pay
• Equity

About the Company

• SafeLease is rethinking how P&C insurance is sold in an age of technological change, tackling structural inefficiencies.
• SafeLease is a profitable insurance business that designs, underwrites, and distributes specialty coverage for commercial property owners and their tenants.
• SafeLease controls the full stack: product design, tech, and speed, offering customers real flexibility and saving time and money.
• SafeLease is a team of 70, growing over 100% annually, without sacrificing profitability or culture.
• SafeLease embraces the newest technologies, moves fast together, and operates with the intensity of a small company where every person's work is visible.
• SafeLease offers competitive pay and equity, unlimited PTO, full health benefits, flexible work setups, and a culture where people want to show up to do their best work.

Equal Opportunity

• If you don't have all the qualifications listed, don't worry! We understand everyone's career path is unique and still encourage you to apply if you feel this role is aligned with your career trajectory.