About the Role
Wells Fargo is seeking a Lead Credit Portfolio Consultant to support specific lines of business in credit policy review, credit procedure development, and consulting on credit policy impacts on transactions. This role involves communicating concepts, collaborating with peers, providing training, and interacting with senior business leaders.
Responsibilities
- Lead complex credit initiatives including those that are cross functional with broad impact to the business
- Make decisions in complex and multifaceted situations requiring sound understanding of credit policy and portfolio strategies that influence teams to achieve goals and drive new initiatives
- Collaborate and consult with peers, colleagues, and middle to more experienced managers to resolve credit and portfolio issues
- Coordinate with subject matter experts in the business to obtain feedback on complex credit policy matters
- Communicate credit policy and procedure changes to the line of business
- Maintain and update credit policy related procedures for the line of business
- Direct and coordinate various activities, including periodic training related to assessing credit risk to underwriting and relationship teams
- Provide oversight on credit risk governance across assigned businesses and liaise between Commercial Credit and the business on credit policy matters
- Prepare policy exemption requests and obtain required approvals
- Lead and contribute to various projects
- Assist the business on internal and external exams and audits
Requirements
- 5+ years of Credit Consulting Portfolio experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 5+ years of experience with asset-based lending or floor plan lending and leasing
- Commercial credit experience
- Familiarity with commercial credit policies
- Strong technical writing skills
- Ability to communicate with senior leaders clearly and concisely
- This position is not eligible for Visa sponsorship
- Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
Location
- Chandler, AZ
- San Francisco, CA
- West Des Moines, IA
- Minneapolis, MN
- Charlotte, NC
- Irving, TX
Work Type
- Hybrid
Experience Level
- Lead
Salary/Compensations
- $119,000.00 - $224,000.00
Benefits
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
About the Company
- Wells Fargo is an equal opportunity employer.
- Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.
- They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.
- There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
- To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
- Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
- Third-Party recordings are prohibited unless authorized by Wells Fargo.
- Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Equal Opportunity
- Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
