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About the Role

Commercial & Wealth Credit Risk Management supports CIBC’s Commercial Banking and Wealth Management businesses by providing independent oversight and thoughtful adjudication across a complex commercial credit portfolio. As the Senior Director, Commercial & Leveraged Finance, you’ll be part of a team responsible for adjudicating credit applications, monitoring portfolio exposure, and providing analysis and recommendations on escalated credit decisions with a focus on Canadian Commercial Leveraged Lending, Asset Based Lending, National Accounts, and Large Commercial Loans involving loan sizes above $50 million.

Responsibilities

Lead the adjudication of the Commercial & Leveraged Finance portfolio, including new transactions, annual reviews, amendments, and periodic reviews of existing exposure.
Provide balanced analysis and clear recommendations that support timely, well-informed credit decisions.
Develop strong working relationships with the business, within risk, and operations partners.
Provide practical guidance on credit-related matters, support strategic initiatives, and offer subject matter expertise to influence the development and implementation of policies and programs.
Monitor economic, industry, and portfolio developments to identify emerging risks and adverse trends.
Recommend mitigation strategies where appropriate and escalate issues promptly to ensure senior leaders are informed.
Use CIBC’s credit policies, procedures, guidelines, and risk rating methodologies to assess transactions objectively and consistently.
Ensure risks are properly identified, risk ratings remain accurate, and portfolio issues are communicated in a timely way.
Partner with the Wealth Relationship Management Analytics team and other stakeholders to maintain relevant reporting across credit platforms and operations groups.
Contribute to risk reporting, governance controls, policy development, and special projects that strengthen portfolio oversight.
Help define policies, procedures, and tactical objectives that support sound credit decision-making and a strong risk culture.
Provide clear, well-reasoned recommendations to senior leaders, identify emerging issues, and help ensure reporting and monitoring frameworks remain effective.
Involve in special projects to help improve team efficiency and use of data.

Requirements

8-10 years of experience in corporate banking, commercial banking, and/or risk management.
Experience managing complex commercial and corporate credit transactions across multiple industries, ideally including both investment grade and non-investment grade borrowers.
Familiarity with mergers and acquisitions, capital markets products, and derivative transactions.
Solid understanding of the financial, legal, and regulatory environment from a risk perspective.
Experience in asset-based lending and leveraged lending is an asset.
Exposure in challenging credit situations, workouts, or recovery environments would also be beneficial.
Build strong relationships across teams and know how to influence partners through expertise, credibility, and sound judgment.
Value inclusive teamwork and contribute to shared success.
Enjoy investigating complex issues, assessing risk, and turning detailed information into clear, actionable recommendations for stakeholders and senior leaders.
Apply strong critical thinking and attention to detail to support balanced decision-making in a complex risk environment.
Bring your real self to work, and live CIBC values - trust, teamwork, and accountability.

Skills

Analytical Thinking
Credit Decisions
Credit Policies
Credit Risk Management
Financial Analysis
Group Problem Solving
Long Term Planning
People Management
Reporting and Analysis

Location

Toronto-81 Bay, 30th Floor

Work Type

Hybrid work arrangement (3 days per week on-site, other days remote)

Experience Level

Senior

Benefits

Competitive salary
Incentive pay
Banking benefits
Benefits program
Defined benefit pension plan
Employee share purchase plan
Vacation offering
Wellbeing support
MomentMakers, our social, points-based recognition program

About the Company

We’re building a relationship-oriented bank for the modern world.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work.
Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit CIBC.com

Equal Opportunity

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong.
We seek applicants with a wide range of abilities and we provide an accessible candidate experience.
If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com
CIBC is committed to clarity in our hiring process.
All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).
We use artificial intelligence tools during the recruitment process.