About the Role
Responsible for the quality and efficiency of underwriting for Business Banking, interacting with Credit teams and sales partners on loan requests.
Responsibilities
- Manage day-to-day activities of a team of Underwriters and/or Portfolio Managers, ensuring quality and efficiency.
- Serve as the point person for work requests, prioritizing and assigning tasks, and monitoring workflow.
- Support various segments with credit functions.
- Manage and support the sales override process.
- Oversee and provide ongoing training for new and existing underwriters/portfolio managers.
- Develop training materials and various forms.
- Maintain work logs and prepare monthly productivity and other reports for management.
- Coordinate updates to divisional processes and policies, write procedures, and develop analysis templates.
- Resolve policy, procedure, accounting, or credit issues.
- Participate in departmental projects related to the Credit Function.
- Maintain in-depth knowledge of accounting pronouncements and their effect on Bank credits.
- Exercise managerial authority regarding staffing, performance appraisals, salary recommendations, promotions, hiring, terminations, performance management, and training, coaching, and mentoring.
- Adhere to applicable compliance and operational risk controls.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Maintain M&T internal control standards, including timely implementation of audit points and addressing issues raised by regulators.
- Complete other assigned duties.
- Supervise and mentor a team of up to 7 credit staff, portfolio managers, and administrative staff.
Requirements
- Bachelor's degree in Accounting, Finance, or related discipline and minimum of 5 years' commercial credit experience or relevant analytical experience with a strong knowledge of accounting principles, including 2 years of coaching/training/mentoring or work leadership experience.
- OR in lieu of degree, a combined minimum of 9 years' higher education and/or work experience including a minimum of 5 years commercial credit experience with strong knowledge of accounting principles, including 2 years' coaching/training/mentoring or work leadership experience.
- Proficiency with personal computers and relevant software packages.
Skills
- Strong leadership skills
- Ability to motivate others
- Commitment to meeting customer needs
- Excellent communication (verbal and written)
- Excellent interpersonal skills
- Ability to maximize efficiency
- Ability to maintain consistent quality of work
- Strong work ethic
- Consistently meet deadlines
- Extensive knowledge of Bank's credit policies and procedures
- Prior experience in a sales role
Location
- Rochester, New York, United States of America
Work Type
- Hybrid
Experience Level
- 5 years commercial credit experience
- 2 years coaching/training/mentoring or work leadership experience
Education Level
- Bachelor's degree in Accounting, Finance, or related discipline
- Higher education
Salary/Compensations
- $89,600.00 - $149,300.00 Annual (USD)
About the Company
- M&T Bank is committed to fair, competitive, and market-informed pay for our employees.
