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About the Role

As an Underwriter within the Market Units Life & Health Reinsurance team, you will be at the heart of Swiss Re's client engagement and underwriting excellence in Japan. You'll build and nurture trusted relationships with key Life & Health clients, deliver first-class underwriting services, and contribute to a broad range of commercial and portfolio initiatives. This role offers the perfect blend of technical depth, client-facing engagement, and strategic contribution - ideal for an underwriter who thrives on variety and impact.

Responsibilities

Assess and underwrite Life & Health risks in alignment with Swiss Re's underwriting philosophy and risk appetite, applying rigorous medical, financial and experience-based judgment
Ensure quality and consistency of underwriting decisions through thorough documentation, governance adherence and active participation in peer reviews
Monitor and steer portfolio performance by identifying trends, emerging risks and areas of underperformance, and recommending timely corrective or de-risking actions
Contribute to new business opportunities, transactions and structured reinsurance solutions by providing expert underwriting input and assessment
Support product development and reinsurance tenders in close collaboration with crossfunctional teams, balancing risk discipline with commercial sustainability
Champion data-driven innovation by supporting the development and deployment of Risk Tech and digital underwriting solutions, leveraging your expertise to enhance tools and client propositions
Build and maintain strong client relationships, adopting a genuine partnering approach to enhance clients' underwriting capabilities and support their decision-making
Design and deliver underwriting training programmes for clients, sharing knowledge and building capability across the market
Collaborate across functions - including Underwriting, Claims, Pricing and Solutions - to foster a performance-oriented, risk-aware and knowledge-sharing culture

Requirements

Minimum 5 years' experience in Life & Health insurance or reinsurance underwriting, with a broad range of product experience and demonstrated underwriting authority.
Strong technical underwriting skills, including sound medical, financial and experiencebased risk assessment capabilities
Business-level English proficiency, enabling effective communication with both local and international stakeholders
Bachelor's degree or equivalent qualification in a relevant field
Proven ability to build trusted relationships with internal and external stakeholders at various levels, demonstrating strong interpersonal and communication skills
A demonstrated commitment to leading by example, actively cultivating a collaborative team culture and working with colleagues to deliver on shared goals
A self-starter mindset with the ability to work independently while contributing positively to team culture and shared goals

Skills

Life & Health underwriting
Medical risk assessment
Financial risk assessment
Experience-based risk assessment
Client relationship building
Communication skills
Interpersonal skills
Data-driven underwriting tools
Risk Tech
Insurtech solutions
Digital innovation
Product development
Reinsurance tenders
Structured solutions
Training delivery

Location

Tokyo

Work Type

Hybrid

Experience Level

Minimum 5 years

Education Level

Bachelor's degree or equivalent qualification

About the Company

Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient.
We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime.
We cover both Property & Casualty and Life & Health.
Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients.
This is possible thanks to the collaboration of more than 15,000 employees across the world.
Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking.
We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics.
In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability.
If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience.
We may use AI-powered tools to support the review and evaluation of applications for this position.
These tools provide additional insights to our recruitment teams, but all hiring decisions are carefully reviewed and made by people.
To learn more about how we use AI in recruitment and how we handle your personal data, please review our Data Privacy Statement before applying.

Equal Opportunity

We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics.
In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability.