About the Role
Avarda manages core banking platforms for consumer lending, credit cards, deposits, and payments across Europe. This role involves owning the product agenda, including roadmap and priorities, to evolve core banking capabilities in collaboration with engineering teams and platform vendors, ensuring alignment with business, operational, and regulatory needs.
Responsibilities
- Own the roadmap and backlog for the Core Banking domain, covering a portfolio of internally developed and licensed platforms.
- Prioritize and sequence delivery with IT teams responsible for core banking systems and integrations.
- Own the product logic supporting customer accounts and product lifecycle management, including product configuration, interest calculation, fees, billing cycles, repayment hierarchies, servicing processes, and account lifecycle events.
- Drive the evolution of core banking capabilities across lending, cards, deposits, and payments.
- Collaborate with payment and card-processing teams to ensure seamless integration between core banking platforms, payment rails, and external partners.
- Shape platform decisions using an 'orchestrate, not rip-and-replace' strategy, determining product placement, migration priorities, and capability exposure.
- Translate business, regulatory, operational, and accounting requirements into scenario-based, testable product requirements with clear acceptance criteria and traceability.
- Act as product counterpart to platform vendors, including scope definition, acceptance testing, and release sign-off.
- Partner with operations, finance, compliance, risk, and engineering teams to ensure platforms remain scalable, compliant, and fit for future growth.
Requirements
- Experience as a Product Manager, Product Owner, Business Analyst, or similar role within banking or financial services.
- Strong understanding of core banking processes, including customer accounts, product setup, interest and fee handling, billing, repayments, servicing, and product lifecycle management.
- Experience working with platforms supporting consumer lending, credit cards, deposits, or transactional banking products.
- Working knowledge of payments and card processing, including SEPA payments, settlements, reconciliations, and payment integrations.
- Proven ability to write precise, testable requirements for complex financial and operational processes and follow them through delivery and acceptance.
- Experience with platform migrations, modernization programs, or system consolidation initiatives in a live banking environment.
- Comfortable operating across business, engineering, operations, finance, risk, and compliance in a regulated environment.
- Hands-on experience with Corniche (Megasol), Mambu, Temenos, Thought Machine, Finastra, TCS BaNCS, FIS, or similar core banking platforms.
- Experience with consumer lending, deposits, cards, BNPL, or multi-product banking environments.
- Experience working with vendor-operated platforms, including SLA management, acceptance testing, and release governance.
Work Type
- hybrid working
Benefits
- Competitive salary and benefits
About the Company
- Avarda runs a portfolio of core banking platforms, internally developed and licensed, that support consumer lending, credit cards, deposits and payments across multiple European markets.
- These platforms manage customer accounts, product configuration, financial processing, servicing workflows and integrations with the wider banking ecosystem.
