Associate, Credit Solutions - Innovation Banking at HSBC Global Services Limited | San Francisco | Rezi

Associate, Credit Solutions - Innovation Banking at HSBC Global Services Limited

Associate, Credit Solutions - Innovation Banking

HSBC Global Services Limited · San Francisco

Today

Associate, Credit Solutions - Innovation Banking

HSBC Global Services Limited · San Francisco

4 hours ago
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About the Role

This role sits at the heart of how we assess risk, structure facilities, and support clients through growth within HSBC Innovation Banking, which provides debt solutions to early stage, high growth, and public companies in the technology sector. You'll contribute across portfolio management, due diligence, deal structuring, underwriting and presentations with internal credit partners in a lean and collaborative environment with real ownership across the end-to-end credit lifecycle.

Responsibilities

  • Meet with clients and prospects and support relationship building across the portfolio
  • Structure venture debt facilities that support balanced growth and protect against downside risk
  • Perform underwriting activities including KPI analysis, market analysis and financial modelling across forecasting, scenario, and valuation analysis
  • Maintain accurate internal documentation for debt facilities including financial reporting and internal risk ratings
  • Build and maintain a portfolio management framework that supports timely and concise reviews to senior credit officers
  • Review client information and communicate performance updates internally
  • Provide analyses and recommendations with internal credit partners for the Innovation Banking debt portfolio
  • Develop a strong understanding of HSBC’s banking products and markets relevant to Innovation Banking

Requirements

  • Evaluate business models, financial statements, competitive landscapes and KPIs including financial modelling and sensitivity analysis
  • Bring proven debt underwriting experience in the technology sector including risk mitigation, capital structures, and repayment analysis
  • Manage credit risk across an existing portfolio including covenant compliance, rating changes, and ongoing financial performance assessment
  • Interpret market and company information to support due diligence, structuring, and underwriting decisions
  • Apply a strong understanding of the startup and ecosystem including climate tech and frontier technology trends
  • Collaborate effectively across clients and internal partners while contributing across multiple workstreams
  • Use Excel to build and maintain robust analyses and models
  • Work with databases such as Pitchbook to support underwriting and portfolio insights
  • Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

Skills

  • Financial modelling
  • Sensitivity analysis
  • Debt underwriting
  • Risk mitigation
  • Capital structures
  • Repayment analysis
  • Credit risk management
  • Covenant compliance
  • Market analysis
  • Due diligence
  • Deal structuring
  • Underwriting
  • Excel
  • Pitchbook

Location

  • US

Work Type

  • Full-time

Experience Level

  • Associate

Benefits

  • Tailored professional development opportunities
  • Competitive pay and benefits package
  • Robust Wellness Hub
  • Welcoming and inclusive work environment
  • Employee Resource Groups

About the Company

  • Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC, we use our unique expertise, capabilities, breadth, and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities, and the planet we all share.
  • HSBC Innovation Banking provides debt solutions to early stage, high growth, and public companies in the technology sector.

Equal Opportunity

  • All qualified applicants will receive consideration for employment without regard to age, ancestry, color, race, national origin, ethnicity, disability or medical condition, genetic information, military or veteran service, religion, creed, sex, gender, pregnancy, childbirth, caregiver status, marital status, citizenship or immigration status, sexual orientation, gender identity or expression or any other trait protected by applicable law.