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About the Role

This role offers an outstanding opportunity to join a best-in-class 2nd Line of Defense (LOD) Risk management function, promoting an active risk management culture and providing risk oversight. You will act as a subject matter expert, advising assigned lines of business on risk program management, including risks, controls, testing, remediation, loss analysis, key risk indicators, reporting, and policy development. You will ensure the risk program aligns with the Risk Policy within the Enterprise Wide Risk Management Framework and oversee regulatory risks such as Operational Risks, Financial Crime Risks, and Outsourcing Risks.

Responsibilities

Contribute to shaping risk awareness & culture across the organisation by developing a strong understanding of risks, and risk management processes
Identify and monitor risks within the organization
Review the Risk Management dashboards, including KRIs, to monitor risks across the organization and tailor reports for different organizational levels
Contribute to the further development of 2nd LOD Risk processes and tools
Contribute to policies, standards, and procedures in alignment with the Risk Framework
Help LOBs follow Risk Policies by providing feedback and guidance on managing risks, setting up controls, conducting tests, fixing issues, and reporting major risk and control problems
Review internal events, near misses, industry trends, and regulatory updates to evaluate the control environment and decide if actions are needed to reduce potential risks
Assist the 1st Line of Defiance and other corporate initiatives in reducing operational risks
Maintain effective and communication with senior management, regulatory agencies, legal counsel, and internal and external auditors
Support the CRO by leading or contributing to operational risk projects, initiatives, working groups, or other tasks to achieve team goals
Lead key initiatives such as Control Assurance and themed reviews, Business support on action tracking and management, Resolution Planning, Scenario Analysis, and Deep dives & root cause analysis

Requirements

Strong Analytical Capability
Experience working with data (SQL, Python, or similar strongly preferred)
Ability to analyse complex datasets and identify meaningful insights
3–5 years’ experience in Fraud risk / transaction risk /Payments /fintech/ acquiring /Risk analytics or consulting
Understanding of chargebacks and transaction flows is a strong advantage
Exposure to merchant or SME risk
Understanding of how business models impact risk exposure
Ability to move from data → insight → recommendation
Ability to work cross-functionally and influence discussions
Comfortable interacting with both business and technical teams

Skills

SQL
Python
Risk management
Risk oversight
Risk program management
Operational Risks
Financial Crime Risks
Outsourcing Risks
Chargebacks
Transaction flows
Merchant risk
SME risk
Business models
Data analysis
Cross-functional collaboration
Communication

Location

Bulgaria
Ireland
UK

Work Type

Full-time

Experience Level

3-5 years

Salary/Compensations

Annual salary reviews

Benefits

Promotions
Performance bonuses
myPOS Academy for upskilling and training
Unlimited access to courses on LinkedIn Learning
Annual individual training and development budget
Refer a friend bonus
Teambuilding, social activities and networks on a multi-national level
Excellent compensation package
25 days annual paid leave (+1 day per year up to 30)
Full “Luxury” package health insurance including dental care and optical glasses
Meal vouchers of 200 BGN per month
Fully covered Multisport card
Free coffee, snacks and drinks at the office

About the Company

myPOS helps businesses grow and get paid by making payments simple, smart, and accessible.
We offer free multicurrency accounts and powerful e-commerce tools to support business owners.
Since 2014, we have been focused on making payments easier and more accessible for businesses.
Our mission is to help businesses get paid by leveraging modern technology and innovative ideas.

Equal Opportunity

myPOS is committed to providing equal employment opportunities. All qualified candidates will be considered for employment without discrimination based on age, ancestry, colour, marital status, national origin, physical or mental disability, medical condition, veteran status, race, religion, sex, sexual orientation, gender identity or expression, or any other characteristic protected by applicable laws, regulations, and ordinances.
Your application will be confidentially reviewed in line with the General Data Protection Regulation (GDPR). Personal information will be used solely for the job application and will be stored for a period needed by the application process. Only short-listed candidates will be contacted.