Universal Banker at M&T Bank | Lockport, NY, USA | Rezi

Universal Banker at M&T Bank

Universal Banker

M&T Bank · Lockport, NY, USA

Today

Universal Banker

M&T Bank · Lockport, NY, USA

3 hours ago
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About the Role

Specializes in branch customer experience through sales, service, and digital engagement of Consumer and Business Banking customers. Supports daily branch operations as a Teller and meets customer service and sales needs.

Responsibilities

  • Educate customers on features and benefits of banking solutions and make recommendations.
  • Engage customers to bank with us and provide solutions, encouraging digital capabilities.
  • Explain high-level criteria for loan application decisions.
  • Complete servicing responsibilities for banking relationships and identify opportunities to solve other needs.
  • Follow the Bank’s sales process and provide customer-focused advice.
  • Proactively reach out to customers to retain and expand relationships.
  • Adhere to customer service standards and deliver solutions based on customer needs.
  • Engage in lobby management, greeting customers and resolving banking needs.
  • Introduce appropriate banking partners for product solutions.
  • Assist with and stay current on AML, BSA, and KYC processes; identify and escalate suspected fraud.
  • Resolve and log customer complaints accurately.
  • Review, approve, and help resolve customer overdrafts.
  • Complete customer transactions accurately.
  • Complete operational activities, including documenting customer interactions and appointments.
  • Adhere to compliance and operational risk controls.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain internal control standards and implement audit points.
  • Meet and maintain Federal SAFE Act registration requirements.
  • Complete other assigned duties.

Requirements

  • High school diploma or equivalent (GED).
  • Minimum of 1 year's proven retail sales, call center, customer service, or telesales experience.
  • Strong verbal communication skills.
  • Strong interpersonal skills.
  • Ability to interact with diverse customers (consumer to small business).
  • Ability to effectively handle difficult customer conversations.
  • Well-organized.
  • Proven time management skills.
  • Proven prioritization skills.
  • Ability to work under critical time constraints in a team environment.
  • Proficiency with internet user-level technology.
  • Bilingual based on branch needs (preferred).
  • Proven referral and/or sales ability (preferred).
  • Ability to stand for long periods.
  • Prolonged use of hands and fingers.
  • Ability to lift light to heavy objects (5 lbs. to 30 lbs.).
  • Ability to read fine print.
  • Ability to interact with customers in an open face-to-face work environment.

Skills

  • Sales
  • Customer Service
  • Digital Engagement
  • Teller Operations
  • Relationship Management
  • Communication
  • Interpersonal Skills
  • Problem Resolution
  • Time Management
  • Prioritization
  • Teamwork
  • Technology Proficiency
  • Adaptability
  • Empathy
  • Customer Centricity
  • Digital Fluency
  • Entrepreneurial Spirit
  • Critical Thinking

Location

  • Lockport, New York, United States of America

Work Type

  • Full-time

Experience Level

  • 1+ year experience

Education Level

  • High school diploma or equivalent (GED)

Salary/Compensations

  • $18.68 - $31.14 Hourly (USD)

About the Company

  • M&T Bank is committed to fair, competitive, and market-informed pay for our employees.