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About the Role

This role supports credit underwriting and monitoring for moderately complex client relationships, evaluating risks and preparing financial analysis using advanced tools and systems. The Global Infrastructure Credit team supports sustainable, renewable, and green finance, the transition to a low-carbon economy, and the Digital Infrastructure market.

Responsibilities

• Analyze client financial information, identify/mitigate potential risks, ensure compliance with regulatory requirements, and evaluate collateral to determine credit worthiness.
• Complete monitoring activities through analysis of clients’ financial performance and collateral evaluation to ensure appropriate requirements are met.
• Listen in to client meetings to develop a deeper understanding of the client's business, management team, and past and future performance.
• Review completed client requests to ensure compliance with policy and procedures.
• Understand how credit data is used internally and provided to regulatory partners.
• Assist with periodic portfolio reviews.
• Participate in loan structure conversations and completion of loan documentation.
• Perform intensive qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditions.
• Participate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements.
• Provide input into key projects/initiatives across the bank.
• Review the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers).
• Engage with various partners including GCIB Enterprise Credit Officers for recourse obligors, Enterprise Credit Risk, and Global Markets Risk.

Requirements

• 2+ years of experience in corporate/commercial credit.
• Strong technical skills, including quantitative financial modeling.

Skills

• Analytical Thinking
• Financial Analysis
• Financial Forecasting and Modeling
• Profitability Analysis
• Research Analysis
• Attention to Detail
• Business Acumen
• Credit and Risk Assessment
• Underwriting
• Written Communications
• Collaboration
• Critical Thinking
• Portfolio Analysis
• Prioritization
• Technical Documentation

Location

• US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)

Work Type

• 1st shift
• 40 hours per week

Experience Level

• 2+ years experience

Education Level

• BA degree in Finance or related major
• Formal credit training program at financial institution

Salary/Compensations

• $90,000.00 - $200,000.00 annualized salary

Benefits

• Discretionary incentive eligible
• Eligible to participate in the annual discretionary plan
• Industry-leading benefits
• Access to paid time off
• Resources and support

About the Company

• At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.
• We drive Responsible Growth and deliver for our clients, teammates, communities and shareholders every day.
• Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth.
• We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success.
• We value the unique perspectives individuals bring from all backgrounds and career paths.
• Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development.
• The Global Infrastructure Credit team reflects the bank’s initiative to fuel the global economy, build trust and credibility with communities, and represents a company that people want to work for, invest in, and do business with.
• The Global Infrastructure Credit team supports the continued growth in sustainable, renewable, and green finance and further delivers on the bank’s commitment to help society transition to a low-carbon economy.
• The Global Infrastructure Credit team also supports Bank of America’s active role in the Digital Infrastructure market.
• The Global Infrastructure Credit Team covers transactions for Corporate Lending, Tax Equity and Project Finance through involvement in the origination and underwriting of transactions.

Equal Opportunity

• We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success.
• We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences.