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About the Role

Ripple is building the Internet of Value, an infrastructure that moves money as fast as information moves today. The Financial Crimes Engineering team builds and operates the real-time financial crimes controls layer, ensuring payments clear, Ripple meets regulatory obligations, and the network scales without compromising compliance. As a Staff Software Engineer, you will set technical direction for this platform, owning its architecture and driving its evolution across Ripple's product lines. This role is for someone who defines technical strategy, anticipates platform needs, and elevates engineering standards.

Responsibilities

Set architectural direction for the compliance control plane, designing for future jurisdictions and product surfaces.
Drive complex technical problems end-to-end, including multi-vendor failover, sub-second decisioning, and resilience.
Translate evolving regulatory obligations and organizational goals into durable engineering primitives and a sequenced technical roadmap.
Anticipate platform risks and scaling constraints and lead initiatives to address them.
Partner with senior leaders to align complex cross-functional objectives and shape engineering reality.
Set standards for production ownership, including observability, alerting, and incident response.
Mentor senior and mid-level engineers, elevate design quality, and act as a technical multiplier.

Requirements

8+ years building production backend systems, with deep expertise in Java (or comparable JVM languages, Go, Rust).
Track record of owning architecture for complex distributed systems at scale, defining the design others build against.
Demonstrated ability to drive technical direction across teams and influence engineering decisions beyond your immediate scope.
Strong resilience and distributed-systems design instincts: failover, graceful degradation, idempotency, high-throughput real-time decisioning.
Excellent API design judgment (REST/gRPC) and ability to establish patterns.
Proven skill navigating ambiguity in a regulated environment, turning regulator findings, audit obligations, and partner asks into shippable, durable engineering plans.
Working knowledge of Kubernetes, observability tooling (Grafana, OpenTelemetry, or similar), and cloud infrastructure (AWS preferred).
History of mentoring engineers and lifting the technical bar of a team.
Experience in fintech, payments, identity, or compliance technology is a strong plus, though exceptional systems architects from adjacent high-stakes domains are welcome.

Skills

Java
JVM languages
Go
Rust
Distributed systems architecture
API design (REST/gRPC)
Kubernetes
Observability tooling (Grafana, OpenTelemetry)
Cloud infrastructure (AWS)

Location

Work Type

Hybrid

Experience Level

Staff
8+ years

Salary/Compensations

$212,000—$265,000 USD

Benefits

Competitive salary, bonuses, and equity
Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
Employee giving match
Mobile phone stipend
R&R days
Generous wellness reimbursement and weekly onsite & virtual programming
Generous vacation policy
Industry-leading parental leave policies
Family planning benefits
Catered lunches
Fully-stocked kitchens with premium snacks/beverages
Plenty of fun events

About the Company

Ripple is building a world where value moves like information does today, improving the global financial system and creating greater economic fairness and opportunity.
The opportunity to build in a fast-paced start-up environment with experienced industry leaders.
A learning environment where you can dive deep into the latest technologies and make an impact.
A professional development budget to support other modes of learning.
Thrive in an environment where every employee is a respected, valued, and empowered part of the team.
In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team.
We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Equal Opportunity

In an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.