About the Role
As a Commercial Auto Claims Adjuster, you will handle routine non-complex to moderately complex non-injury Commercial and Specialty claims. You are responsible for opening, investigating, evaluating, and settling auto claims and ensuring compliance with Department of Insurance and other statutory requirements. At a proficient level, you will adjust higher-complexity liability claims including property damage claims and total losses. You will be responsible for verifying coverage on policies with standard commercial symbols and/or specialty exposures. For claims with injury assigned to a casualty adjuster, you will service the physical damage exposures in collaboration with the casualty adjuster.
Responsibilities
- Contact insureds, claimants, and other involved parties to confirm loss details and applicable policy coverage.
- Explains claims process, next steps, and outcomes to involved parties.
- Is the primary point of contact for auto physical damage questions.
- Investigates, evaluates, negotiates, and settles first- and third-party auto/property damage claims from start to finish.
- Takes inbound calls from customers and maintains an inventory of pending claims.
- Conducts coverage and liability investigations.
- Advises customers of available benefits, coverages, and liability outcomes.
- Coordinates and oversees the claims process; keeping customers informed.
- Negotiates estimating damages and supplements.
- Validates reparability and monitors repairs.
- Arranges towing, storage, and rental vehicles as needed.
- Addresses subrogation and total loss responsibilities.
- Ensures the insurance program agreements and Claim Service Level agreements between external clients and Mobilitas Insurance are adhered to.
- Ensures compliance that specific state regulations and/or policy provisions is completed with needed file documentation and appropriate correspondence.
- Supports other areas of claims as needed.
- Actively shapes our company culture (e.g., participating in employee resource groups, volunteering, etc.).
- Lives into cultural norms (e.g., willing to have cameras when it matters: helping onboard new team members, building relationships, etc.).
- Travels as needed for role, including divisional / team meetings and other in-person meetings.
- Fulfills business needs, which may include investing extra time, helping other teams, etc.
Requirements
- High School Diploma/GED or a minimum of one year of customer service experience in a virtual environment leveraging internet, phone, and chat features.
- Must hold an Adjuster licensed for all applicable states or obtain license(s) within 90 days of completing the provided licensing training.
- Basic math and moderate computer skills with technical aptitude to utilize a variety of software applications.
- Must meet work from home requirements including internet speeds and designated workspace.
- Ability to type 30 wpm.
- Applicants must have authorization to work indefinitely in the US.
- Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Skills
- Strong Customer Service skills for both internal/external customers.
- Strong analytical, problem-solving, and organizational skills, as well as the ability to prioritize and multitask effectively.
- Strong oral and written communication skills.
- Strong negotiation skills.
Location
- Nevada - Home Teleworkers
- Arizona - Home Teleworkers
- Arkansas - Home Teleworkers
- California - Home Teleworkers
- Colorado - Home Teleworkers
- Connecticut - Home Teleworkers
- Delaware - Home Teleworker
- District of Columbia - Home Teleworkers
- Florida - Home Teleworkers
- Georgia - Home Teleworkers
- Idaho - Home Teleworkers
- Illinois - Home Teleworkers
- Indiana - Home Teleworkers
- Iowa - Home Teleworkers
- Kansas - Home Teleworker
- Kentucky - Home Teleworkers
- Louisiana - Home Teleworkers
- Maine Home Teleworkers
- Maryland - Home Teleworkers
- Massachusetts - Home Teleworkers
- Michigan - Home Teleworkers
- Minnesota - Home Teleworkers
- Mississippi - Home Teleworker
- Missouri - Home Teleworker
- Montana - Home Teleworkers
- Remote anywhere in the United States (exceptions: Hawaii and Alaska)
Work Type
- Remote
- Home-Flex
Experience Level
- Minimum of one year of customer service experience
- Two or more years of customer service experience preferred
- Prior insurance claims experience also preferred
Education Level
- High School Diploma/GED
- Bachelor’s degree
Salary/Compensations
- $25.32-$33.71
- Annual bonus eligibility for most roles
- Up to 5% of eligible pay through Annual Incentive Plan (AIP)
Benefits
- 401(k) with a company match
About the Company
- We're Mobilitas, a commercial insurance company created by CSAA Insurance Group.
- Our mission is to reinvent commercial insurance in the mobility space to offer our partners innovative solutions for today’s way of doing business.
- At Mobilitas, we believe in what's possible and we use our inventive skills to meet the demands of modern mobility with exceptional service.
- We’re looking for motivated, innovative individuals who think big, move fast and are dedicated to creating a company from the ground up, without the constraints of a traditional insurance company.
- We’re excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance.
- At Mobilitas, we are a mission-driven organization proudly committed to empowering our members, our employees, and our communities to thrive.
- We embrace a remote-first culture through our Flexible Workplace.
- An inclusive and welcoming workplace is the cornerstone of our success.
- As climate change leads to more frequent and severe weather events, we are taking bold action to build more resilient communities and reduce our environmental impact.
Equal Opportunity
- Mobilitas Insurance Group is an equal opportunity employer.
- CSAA is committed to providing reasonable accommodations to qualified applicants and employees with disabilities or other limitations.
