About the Role
We are seeking a Loan Underwriter with experience in a regulated financial services organization to join our fast-paced, non-profit team. The Underwriter will make direct and autonomous lending decisions, assessing personal loan applications to ensure responsible and affordable lending. This challenging role requires strong organizational skills and data analysis abilities, offering an opportunity to work for a social business focused on client impact.
Responsibilities
- Review financial information and documents against policies and procedures.
- Discuss with clients to understand their financial situation and ensure responsible lending.
- Make recommendations or direct lending decisions.
- Work towards achieving business targets for quantity, quality, and compliance.
- Provide clients with prompt and clear information about their application.
- Support clients to complete their application.
- Ensure all loan decisions are compliant and meet responsible lending criteria.
- Keep up to date with changing policies and procedures.
- Perform other duties as required by the Company.
Requirements
- Experience working in a regulated financial services organization.
- Ability to analyze complex information.
- High attention to detail.
- Demonstrate accountability, diligence, and integrity.
- High level of computer literacy.
- Ability to work across several systems.
Skills
- Underwriting
- Loan administration
- Client management
- Data analysis
- Computer literacy
Location
- Dalston office
- WFH flexibility
Work Type
- Full time
- Hybrid working
- Work practice flexibility
Experience Level
- Underwriter
- Loan administration
- Client management
Benefits
- Additional paid day off for birthday
- WFH allowance
- Private Health Insurance
- Perkbox access
- Employee Assistance Programme (EAP)
- 3% matching contribution towards a stakeholder pension
About the Company
- Fair Finance is a social business aiming to revolutionize financial services and reduce financial exclusion across the UK.
- The company has helped over a hundred thousand people escape high-cost lenders, start businesses, or avoid eviction.
- Fair Finance's work has influenced Government policy and legislation.
- The company demonstrates how purpose and profit can work together to improve the financial system.
- Fair Finance is a diverse organization that balances business objectives with its social mission.
