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About the Role

Own and drive our Pension proposition, leading a newly launched product within a cross-functional pod. You will be accountable for the end-to-end Pension product, from shaping the roadmap to driving delivery and iterating on outcomes. We seek a proactive individual with energy, opinions, and urgency who can identify priorities, make decisions, and lead effectively.

Responsibilities

• Own and drive the Pension product roadmap from concept to delivery, focusing on customer and business impact.
• Collaborate with leadership to define the strategy for Pension.
• Lead ideation, concept refinement, and define requirements with engineering and design partners, making timely product decisions.
• Utilize AI tools within the product development lifecycle for research, prototyping, specification, and iteration.
• Manage complex stakeholder relationships across operations, risk, compliance, commercial, and senior leadership, ensuring clear communication and alignment.
• Define and own success metrics for the Pension proposition, using data for opportunity identification and rapid course correction.
• Coordinate relationships with third-party providers relevant to the Pension product, such as SIPP providers and platform integrations.

Requirements

• Proactive, self-starting, and energized by ownership.
• Forms evidence-based views on product, communicates them confidently, and defends them when challenged.
• Able to break down problems, frame options, and recommend solutions.
• Brings constructive energy to ambiguous and challenging situations, and improves team dynamics.
• Comfortable making decisions with incomplete information and owning the outcomes.
• Product management experience, preferably in a scale-up or high-growth environment.
• Deep customer understanding, ability to write clear requirements, make considered UX decisions, and ship quality products at pace.
• Ability to flexibly manage and prioritize opportunities and problems.
• Uses data to identify problems, validate solutions, and set meaningful success metrics.
• Considers revenue, cost, and business model implications in all product decisions.
• Actively uses AI tools in the daily product process.
• Experience in fintech, with a preference for investments, wealth management, or pension products.
• Familiarity with the UK pension landscape, including SIPP products and pension transfers.
• Understanding of the regulatory environment for pensions (e.g., FCA-regulated products, consumer duty) is a plus.
• Comfortable presenting and aligning with senior leadership, including at the executive level.
• Ability to navigate operations, compliance, risk, legal, and commercial stakeholders efficiently.
• Clear, direct communicator (written and verbal) adaptable to different audiences.
• Excited about Chip's mission to simplify and make saving, investing, and pensions more accessible.
• Possesses empathy, self-awareness, sound judgment, resilience, and a collaborative mindset.
• Is a positive and supportive team member, especially during challenging times.

Skills

• Product Management
• Roadmap Development
• Product Delivery
• Stakeholder Management
• Data Analysis
• AI Tools Utilization
• Fintech
• Investment Products
• Wealth Management
• Pension Products
• UK Pension Landscape
• SIPP Products
• Regulatory Understanding (FCA, Consumer Duty)
• Communication (Written and Verbal)
• Problem-Solving
• Decision Making
• UX Design Principles
• Requirements Definition
• Commercial Acumen

Location

• Remote

Work Type

• Contract
• Full-time

Experience Level

• Mid-level
• Senior

Salary/Compensations

• Competitive day rate

Benefits

• Early Friday finish

About the Company

• Chip started in 2017 as an automated savings tool and has grown into a fast-growing wealth platform serving over 500,000 people and managing over £5 billion.
• Chip integrates high-interest savings, investing, and pensions into a single, user-friendly experience.
• The company's mission is to make wealth management simple, accessible, and intuitive.
• Chip combines powerful technology with thoughtful design to make long-term financial growth effortless.
• The company is expanding into investments and pensions, aiming to build a product that actively works for customers.
• Chip's vision is to be the most personal digital wealth manager in the UK.
• Chip has a creative and diverse team of 200 passionate individuals.
• The company has received awards, including Best Personal Personal Finance App at the British Bank Awards in 2022, 2024, and 2025.

Equal Opportunity

• Chip is committed to creating an inclusive environment where employees are encouraged to bring their whole selves to work.
• The company supports employees in balancing work and home life and encourages professional and personal development.
• Chip values talent and encourages applications from individuals regardless of gender, race, sexual orientation, religion, age, disability status, or caring responsibilities.