Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

The AI Lead in Compliance Testing is a senior practitioner responsible for leading AI-related compliance testing, governance, and credible challenge activities. This role will oversee the department's internal AI testing tool and independently execute testing of enterprise AI use cases, including agentic AI and large language models (LLMs). The position requires integrating consumer compliance expertise with IT and AI risk acumen to ensure AI capabilities align with the Compliance Management Program, enterprise risk frameworks, and regulatory expectations. The AI Lead will partner across various teams to assess controls, challenge design, and drive continuous improvement.

Responsibilities

Provide governance, oversight, and controlled expansion of the Compliance Testing Team’s internal AI tool including use-case intake, prompt library / agent inventory growth, change management, access controls, documentation standards, monitoring, and issue tracking.
Execute the quarterly, risk-based testing program to perform independent credible challenge of enterprise AI use cases (including agentic AI and LLMs), assessing compliance, control effectiveness, output risk, and customer impact.
Collaborate with Technology, AI/Model Risk, Enterprise Risk, Data Governance, Privacy, Legal, and business stakeholders to review AI initiatives, challenge control design, and escalate risks in alignment with risk appetite.
Evaluate controls across the AI lifecycle, including data inputs, model/prompt design, access management, human oversight, change management, monitoring, third-party dependencies, and documentation.
Translate regulatory requirements (UDAAP, Fair Lending, ECOA/Reg B, TILA/Reg Z, FCRA, Privacy) into AI-focused testing procedures, control expectations, and issue identification.
Develop clear, defensible workpapers, credible challenge documentation, and executive-ready reporting for compliance and other applicable governance committees.
Enhance AI testing frameworks, methodologies, and tools; identify ways to responsibly automate testing activities while maintaining governance.
Serve as SME for AI compliance testing, providing guidance, mentoring, and training to Compliance Testing staff, when needed.

Requirements

High School Diploma or GED.
8+ years of experience in consumer credit, banking, and/or a related field.
8+ years of experience in compliance, audit, technology risk, or AI governance roles.

Skills

Compliance Testing
Regulatory Compliance Management
Regulatory Risk Assessment
AI Governance
IT Risk Assessments
Analytical Thinking
Critical Thinking
Stakeholder Influence
Integrated Reporting
Communication skills

Location

Remote
Hybrid

Work Type

Regular
Full-time

Experience Level

Senior

Education Level

Bachelor’s Degree in Compliance, Risk, Information Systems, Business or related Field.
Certified Regulatory Compliance Manager (CRCM) ABA
Artificial Intelligence Governance Professional (AIGP) IAPP
ISO/IEC 42001 Foundation / Lead Implementer ITCERTS
Certified Artificial Intelligence Practitioner (CAIP) CertNexus
Advanced in AI Risk AAISM Certification ISACA
AI Security Management ISACA
Advanced in AI Audit Certification (AAIA) ISACA
Certified Information Privacy Professional (CIPP) IAPP
Certified Public Accountant (CPA) NASBA
Certified Internal Auditor (CIA) IIA
Project Management Professional (PMP) PMI

Salary/Compensations

$112,400.00 - $179,900.00
California: $129,300.00 - $224,900.00
Colorado: $112,400.00 - $197,900.00
New York: $123,600.00 - $224,900.00
Washington: $123,600.00 - $206,900.00
Maryland: $123,600.00 - $197,900.00
Washington DC: $129,300.00 - $206,900.00
Illinois: $112,400.00 - $197,900.00
New Jersey: $129,300.00 - $206,900.00
Vermont: $112,400.00 - $179,900.00
Ohio: $112,400.00 - $179,900.00
Maine: $112,400.00 - $179,900.00
Connecticut: $123,600.00 - $197,900.00
Virginia: $112,400.00 - $179,900.00

Benefits

Medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates and their spouses/domestic partners, and child(ren) under the age of 26.
Six weeks of 100% paid parental leave for eligible parents.
Associates can immediately enroll in Bread Financial’s 401(k) plan.
11 paid holidays.
Flexible Time Off (FTO) program.
80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year (Illinois associates receive 40 hours of Illinois PSST and 40 hours of Illinois Paid Leave).
Company stock purchase during offering periods in June and December.
Annual incentive bonus based on individual and company performance.
401(k)

About the Company

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture.
We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally.
Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers.
Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers.
Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.
Bread Financial proudly marks 30 years of success in 2026.
To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.
Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).

Equal Opportunity

The Company is an Equal Opportunity Employer.
Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
The Company participates in E-Verify.
The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws.
The Company will provide accommodations to applicants needing accommodations to complete the application process.
Applicants with disabilities may contact the Company to request and arrange for accommodations.
If you need assistance to accommodate a disability, you may request an accommodation at any time.
Please contact the Recruiting Team at TaOps@breadfinancial.com.