Impress employers and recruiters.
Choose from hundreds of resume examples.

Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

As a Ratings Analyst/Senior Analyst in the Structured Finance team in Tokyo, Japan, you will conduct credit and financial analysis, review and manage data, run credit models, analyze cash flows, and prepare analytical documentation. You will collaborate with team leads and industry specialists, acting as an ambassador for S&P Global Ratings with market participants.

Responsibilities

• Provide day-to-day guidance/coaching to Research Assistants and Rating Analysts.
• Drive consistency/scalability by codifying standard work and promoting disciplined adoption.
• Strengthen AI-enabled productivity by creating reusable assets and proposing lightweight automations.
• Foster continuous improvement by proposing enhancements that remove manual steps.
• Partner with senior team members and Data/Engineering to identify and scale AI/automation use cases.
• Lead end-to-end execution for assigned credits, ensuring high-quality analysis and timely delivery.
• Own surveillance/updates for assigned portfolio, synthesizing performance and market signals.
• Support LLM tools/automation being embedded to accelerate workflows, followed by structured validation and refinement.
• Operate alongside AI agents in recurring workflows.
• Prepare/review inputs, reconcile metrics, document assumptions/changes.
• Prepare/review key outputs ensuring clarity and alignment to methodology/sector frameworks.
• Support maintenance/review of models to ensure robustness and repeatability.
• Engage with external parties alongside senior team members.
• Craft client and executive-ready stories that translate complex data, analysis, and research into a clear narrative.
• Building trusted stakeholder relationships through emotionally intelligent, collaborative and adaptable delivery.
• Ensure adherence to methodology/confidentiality/data governance; escalate issues early.
• Embed responsible, governed AI use: approved tools/data only; protect confidential info.
• Drive controlled automation/agentic workflows by contributing to design requirements/controls, supporting testing/rollout, and training others.
• Supports decisions relating to guardrails for automation: defining what can be automated vs must remain human-led.

Requirements

• Experience in managing and interpreting data for analytical purposes.
• Solid analytical capability, team player and has good time management skills.
• Fluent in Japanese, business level English communication ability.
• Ownership/execution maturity across multiple credits; delivers high quality with limited oversight and models values-led behavior.
• Strong collaboration/relationship management; influences through credibility and constructive challenge.
• Coaching capability that improves team consistency through shared standards and tools.
• Continuous improvement mindset.
• AI fluency with judgement.
• Strong credit/financial/risk analysis linking drivers to forward-looking views and risk appetite.
• Practical experience embedding AI/LLMs/agents into workflows to improve productivity and insight.
• Strong analytical tool capability; willingness to learn data/automation tools to facilitate AI-enabled workflows.
• Strong synthesis into concise narratives for senior stakeholders/committees with transparent evidence.
• Effective written and verbal communicator, able to present research and analysis in a clear, structured way that supports informed decision making.
• High standards for quality, traceability, and governance; operates effectively in controlled environments.
• Sound judgement on responsible AI use.
• Ability to contribute to scalable automation/agent workflows.
• Three to five years of relevant work experience.
• Professional certification (such as CFA) is highly valued.
• Candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking are welcome.
• Employees are required to work from the office a minimum of two days per week.
• Candidates who reach the final stage of the interview process will be asked to attend at least one in-person interview at their nearest S&P Global Ratings office before an offer can be extended.

Skills

• Credit analysis
• Financial analysis
• Data management
• Credit modeling
• Cash flow analysis
• Analytical documentation
• AI/LLM integration
• Automation
• Stakeholder engagement
• Risk management
• Data governance
• Communication

Location

• Tokyo, Japan

Work Type

• Hybrid

Experience Level

• Mid-level
• Senior Analyst

Education Level

• Bachelor's degree or equivalent

Benefits

• Health care coverage
• Flexible downtime
• Continuous learning resources
• Retirement planning
• Continuing education program with company-matched student loan contribution
• Financial wellness programs
• Family perks
• Retail discounts
• Referral incentive awards

About the Company

• S&P Global Ratings is an integral part of the Global Ratings Services team, comprising a diverse group of 1,400 analysts spread across key financial hubs worldwide, dedicated to delivering high-quality insights and exceptional client service across all industry sectors.
• The Structured Finance practice evaluates the credit risk of securitized products by analyzing underlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios.
• Analysts produce opinions that help issuers and investors compare complex instruments, bringing market-relevant perspectives on topics such as performance trends, issuance conditions, and AI’s role in origination and securitization.
• At S&P Global, our values - Discovery, Integrity, and Partnership - shape how we work, how we collaborate, and how we earn trust with our customers and each other.
• We embrace AI as an enabler, guided by rigorous governance and risk management, to enhance what has always defined us: the intelligence of our people, deep relationships, and trusted insights.
• At S&P Global Ratings, you will contribute to independent credit opinions the market relies on, strengthened by innovation that accelerates analysis.
• S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets.
• Our Mission: Advancing Essential Intelligence.
• Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
• Our Values: Integrity, Discovery, Partnership.
• Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead.

Equal Opportunity

• S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.
• Only electronic job submissions will be considered for employment.
• If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
• US Candidates Only: Know Your Rights: Workplace discrimination is illegal