Impress employers and recruiters.
Choose from hundreds of resume examples.

Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

Analyze credit of US subsidiaries of Japanese and/or Asian companies to prepare credit applications. Report to a team leader, collaborate with relationship managers, and communicate with credit departments in the US and Japan.

Responsibilities

• Conduct analysis and research on borrower and parent performance to assess historical performance and future projections, including cash flow analysis and risk capital calculations.
• Gather support documentation to structure deals, liaise with middle and back office for KYC purposes, and assist in drafting pre-screen memos for the Credit Department.
• Conduct quarterly and annual reviews of loan portfolios and handle system and procedural issues related to borrowers, such as internal grading, monthly/quarterly reporting, and ad hoc projects.
• Assist with amendments, new originations, loan closings and funding, and other credit events impacting borrowers.
• Undertake research and analytics related to specific sectors, regions, or loans, and stay abreast of current market conditions.
• Provide ad hoc reports for management.

Requirements

• Formal credit training preferred.
• Minimum 5 years of experience working at a corporate bank or other financial institution.
• Bachelor’s degree in Finance, Business or Accounting preferred or equivalent education and training.
• Japanese language skill is required.

Skills

• Highly proficient MS Excel, Word and PowerPoint skills are required.

Location

• US

Work Type

• Hybrid

Experience Level

• Minimum 5 years

Education Level

• Bachelor’s degree in Finance, Business or Accounting preferred or equivalent education and training.

Salary/Compensations

• $78,000.00 - $125,000.00

Benefits

• Competitive portfolio of benefits

About the Company

• SMBC Group is a top-tier global financial group headquartered in Tokyo with a 400-year history.
• The Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance.
• SMBC Group has over 130 offices and 80,000 employees worldwide in nearly 40 countries.
• Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, one of the three largest banking groups in Japan.
• SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
• In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru.
• Backed by the capital strength of SMBC Group and value of its relationships in Asia, the Group offers commercial and investment banking services to corporate, institutional, and municipal clients.
• It connects a diverse client base to local markets and the organization’s extensive global network.
• Operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

Equal Opportunity

• SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.