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About the Role

This role is responsible for managing clients and related credit products, partnering closely with relationship management, sales/trading, treasury management, operations and risk teams to support the client relationship. Key responsibilities include underwriting, monitoring, managing operational needs and/or client requests. Job expectations include credit-focused client management responsibilities, independent thought leadership, strong leadership skills, the ability to provide feedback to less experienced teammates and may also manage a team.

Responsibilities

Develop and maintain a deep understanding of the Global Banking and Markets product spectrum.
Drive speed to market and asset quality.
Develop and maintain a deep understanding of the portfolio at the client, industry, and macro level in order to assess risk and structure value-added solutions that balance risk and return.
Independently assess the creditworthiness, including due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
Provide high quality and efficient credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury while observing compliance with established credit policies and guidelines.
Structure transactions and negotiate credit documentation including loan credit agreements and amendments, ISDAs, and CSAs.
Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client's credit lifecycle.
Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.

Requirements

Bachelor's degree or equivalent in Business Administration, Finance, Economics, Accounting, or related.
5 years of progressively responsible experience in the job offered or a related Finance occupation.
5 years of experience in developing and maintaining financial models to analyze trends, including cash flow, leverage buyout, cost of capital analysis, ability-to-pay, value-creation, operating models, and 3-statement models.
5 years of experience in researching and analyzing trends across sectors and capital structures.
5 years of experience in conducting research using Bloomberg, Moody’s, S&P, and other financial databases to analyze market data and competitive dynamics.
5 years of experience supporting origination, structuring, and deal execution and working on a broad scope of committed financing assignments for corporate clients.
5 years of experience participating in the credit committee approval process, including due diligence, credit analysis and communication with the Risk team.
5 years of experience assessing traded product opportunities against risk appetite and monitoring trading product exposure to specific clients as well as across the sector and portfolio.

Skills

Financial modeling
Trend analysis
Cash flow analysis
Leverage buyout analysis
Cost of capital analysis
Ability-to-pay analysis
Value-creation analysis
Operating models
3-statement models
Sector analysis
Capital structure analysis
Market data analysis
Competitive dynamics analysis
Origination
Structuring
Deal execution
Credit committee approval process
Due diligence
Credit analysis
Risk appetite assessment
Trading product exposure monitoring

Location

US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)

Work Type

1st shift
40 hours per week
Remote work may be permitted within a commutable distance from the worksite

Experience Level

5 years of progressively responsible experience

Education Level

Bachelor's degree or equivalent in Business Administration, Finance, Economics, Accounting, or related

Salary/Compensations

Offers to be determined based on experience, education and skill set.

Benefits

Industry-leading benefits
Access to paid time off
Resources and support

About the Company

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.
We drive Responsible Growth and deliver for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth.
We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success.
We value the unique perspectives individuals bring from all backgrounds and career paths.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact.

Equal Opportunity

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.