Full-Time Universal Banker at Ridgewood Savings Bank | USA | Rezi

Full-Time Universal Banker at Ridgewood Savings Bank

Full-Time Universal Banker

Ridgewood Savings Bank · USA

5 days ago

Full-Time Universal Banker

Ridgewood Savings Bank · USA

5 days ago
Resume preview

Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

Responsibilities

  • Promotes the sale of Bank products and services to customers through the bank’s defined sales process to maximize banking relationships.
  • Adheres to and promotes the Bank’s Core Values.
  • Responds to customer and prospect requests regarding service, products, account information, and processing requests for various banking services.
  • Processes account openings by collecting and verifying identification and information as required by CIP/CDD in accordance with BSA, ensuring customers receive and understand disclosures.
  • Processes transactions including account closings and executes changes following established procedures, deterring fraud by validating identification and signatures, checking documentation validity, collecting pertinent pedigree information, and examining checks.
  • Verifies accuracy of monetary transactions using basic math skills and a calculator.
  • Processes various customer transactions using the Bank’s core operating system and cash dispenser or cash recycler.
  • Balances daily by counting cash, adding checks, listing transaction totals, and ledger items, identifying and correcting transaction errors.
  • Ensures regulatory compliance by applying bank policies and procedures when processing transactions.
  • Performs scanning of checks and ensures proper bank endorsement for accurate credit and settlement in accordance with Regulation CC.
  • Sells currency back to the vault as necessary to mitigate risk and comply with set cash limits.
  • Submits referrals to designated areas through appropriate channels.
  • Assists with training of new teller trainees by demonstrating and teaching transaction processing, observing and correcting trainees, and assisting them in preparing to open their own teller box.
  • Performs clerical tasks assigned by Branch Management Team including filing, locating account records, scanning work, and updating account information on the core system.
  • Adheres to current shred procedures to be compliant with Regulation P.
  • Analyzes and rectifies customer concerns through satisfactory verbal and written communications by following established procedures.
  • Performs follow-up phone calls to customers to ensure exceptional service and receipt of all pending items.
  • Acquires comprehensive knowledge of the products and services offered by the bank to provide accurate and relevant information to customers.
  • Process ATM and Debit MasterCards for customers through the core system, ensuring correct information for appropriate delivery methods and to mitigate risk.

Requirements

  • Banking experience preferred or relevant experience equivalent to a year.
  • Above average verbal and written communications skills.
  • Basic math skills.
  • Knowledge of Bank products and services.
  • Proficient with the use of a Personal Computer.
  • Basic knowledge of Microsoft Office.

Skills

  • Verbal communication
  • Written communication
  • Basic math skills
  • Personal Computer proficiency
  • Microsoft Office proficiency

Experience Level

  • 1 year equivalent experience

Education Level

  • High School Diploma or equivalent
  • Pursuit of certification in life insurance, lending, or business banking expected

Salary/Compensations

  • $831-$1,011 per week